Got defaulted on a Tesco CC many years ago. Have been paying them £5 a month for around 11 years, still owe £6K.
Had Intrum take over this year calling me all the time. Anyway kept paying Tesco but in February this year sent Intrum a request for my original CCA, letter attached.
Received a reply back from them on October 3rd, see attached. Just want advice on how to reply to them as they have just sent me a completely new set of Tesco T & C's, telling me I had 2 weeks to respond or accept these?tescointrim130219(2).docxtescointrim130219(2).docx
The first Notice of Intended Prosecution (NIP) and request for the driver's details goes to the Registered Keeper (RK). It is only this NIP that is subject to the 14 day rule. There is no time limit on subsequent NIPs (in fact they are not even legally required though they are almost always provided) and no time limit on any of the requests for driver's details (including the first one). The RK may be your employer or it may be a leasing company from whom they lease the vehicle. If it is the latter the lease company will nominate your employer (because the lease company would not know who was driving) and it would be up to your employer to name you. Both of them have 28 days to respond so it could be up to two months before a NIP and request for your details is sent to you, though usually companies turn such requests round pretty quickly.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!