so you've had a notice of assignment then?
if so that's rare for nasty west to sell it on they typically litigate themselves
so I bet the debt is vastly inflated with penalty charges and the interest they attract.
i'd be sending NW an sar
get all the statements.
then go thru them with a fine toothed comb.
could be £1000's to reclaim....
pers i'd stop paying
what was the original debt amount
and what is outstanding now
a bit more info on the history please
no they cant just take the car
they would have to return to court and get court bailiffs to enforce the ROG.
are their statements complete, i'e they show how each month the balance is made and what you have to pay/
I hope they aren't adding extra charges each month too?
they can ONLY demand what the COURT agreed with on the signed tomlin
it was a tomlin order yes?
well thats the gamble you take in small claimd court.
though as i say
with bc argreeing to pay the repairs [should have also been your losses mind!]
it does strenghten your case for a win in a claim.
now if you'll ever get anything out of him even if you do
is a very different matter.
Thanks for the info. It would be worthwhile proceeding to recover consequential losses because there is a matter of principle at stake. I can imagine that the dealer is probably feeling quite smug having made a profit from the sale of a dodgy car with absolutely no come-back other than a less than glowing review on Trustpilot. Also we are not talking about a small amount here, we are talking many hundreds of pounds.
Thanks for your reply.
To date ive paid £8098 and this agrees to their statements
the order requires payments inc Oct 19 of £8119 so to be totally up to date i need to pay £21,
however every month they claim im in arrears with the order.
I asked them on 4th Oct to explain the arrears they allege.
They finally replied today and again just referred me as they always do me to the order, state their calculations are correct and now alledge I owe £551 in arrears??
Im concerned I have no rights due to the order?
Can they just take the car as they allege im in arrears or do they have to return to court?
Is there anyway the courts can resolve the arrears issue?
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!