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Bailiff Took Payment from a Couple In Their 70's Due To a Lodgers Debt


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sorry I must have mis-read about it being a consumer credit debt...

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry but I was quoted.

 

The bailiff would have been the county court variety, extremely unlikely A court bailiff would behave this way, they are salaried and generally dont give a monkeys if the money is collected or not, are you sure the enforcement was for a consumer credit matter?

 

The lodger would not get a credit card unless he said he had permanent residence, so.

 

I cant understand why your ardour isn't directed at this scoundrel.

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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£3k paid on credit card...hce attended ..an HCEO

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

MasterMuggles, could you say what sort of debts they were?  and the Credit card part is that the householder paid the third party debt with the credit card, just to stop any more confusion.  Also  please post back with any further developments.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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2 hours ago, brassnecked said:

MasterMuggles, could you say what sort of debts they were?  and the Credit card part is that the householder paid the third party debt with the credit card, just to stop any more confusion.  Also  please post back with any further developments.

 

The debts were in relation to unpaid legal fees owed by the lodger who had used the property address for correspondence.

 

A third party (being my family) were forced to pay the (now ex) lodgers debt. This payment amounted to over £3,000.

They paid this amount to stop the bailiff taking their own possessions.

They were scared and the bailiff apparently told them people would be there to do so in 30 minutes!

My family made this payment via a credit card.

 

Everything indicates to me this payment was made under duress.

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So the family knew all about the debt?

Just to be clear. The legal fees you mention, were they for a criminal judgement Magistrates or crown court?

There is a good reason for asking

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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No, the lodger only disclosed information upon leaving my family's property.

The first they knew of the debt was the bailiff at the door.

 

They were informed the debt was for unpaid legal fee's in relation to the settlement of estate of a family member of the lodger.

The client name on the receipt ties in with this

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Could the lodgers bedroom be taken as his office by the bailiff?

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

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2 hours ago, Dodgeball said:

Could the lodgers bedroom be taken as his office by the bailiff?

 

As in:

Could the bailiff have taken it as his office?

or

Theoretically could it be taken as his office?

 

It's very simple rented room in a residential house so I'd suspect no to both the above, but very interested to know the angle on this none the less

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I've spoken to the husband this evening who spoke to the bank (Natwest) in question earlier to try to initiate clawing back the payment and they have advised him that they are unable to assist.

They've said that the payment wasn't fraudulent hence they cannot help and also that he (the card holder) was the one who entered the payment.

 

The payment was apparently made on the bailiffs tablet so I presume via the web payments page for the Enforcement agency

 

It's really quite sickening things like this can happen to a couple in their 70's!!!

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Oh god..couldn't have a worse bank to try and do a section 75 with.

natwest have never understood section 75.

They are useless.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Under Section 75 of the Consumer Credit Act 1974, the credit card company is jointly and severally liable for any breach of contract or misrepresentation by the retailer or trader.You can do a chargeback on the grounds the merchant placed you under duress to coerced you to make payment.

 

Start a section 75 claim and ignore Nastyvest.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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