Jump to content

Dubai Debt - PAP issued by Moriarty Law

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1069 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Hello All,

I left Dubai in 2012 due to redundancy with CC and loan debts with ADCB & Emirates Bank. I made appointments to see both banks prior to leaving the country and returning to the UK to attempt to arrange payment terms from my UK bank account (once I’d returned and opened one). I was told by both representatives that it was illegal to leave Dubai with debts and that was that. 

Since returning I’ve had the usual influx of emails and post from the banks themselves and their various UK based debt collection agencies.

I’ve even received a phone call at a previous job in the UK from Emirates Bank threatening me with prison and calling me all the names under the sun! 

I’ve replied to nothing, hung up the phone call and denied I was the person in question.

Also locked down all my social media as I was traced by the bank via LinkedIn. 

Now received the PAP stuff from Moriarty Law and will be following your advice on the relevant thread when I respond on Monday. 

My question is this;

what should I be saying in the section where I am disputing the debt?

I don’t want to say something that could potentially cause me problems down the line. 



Link to post
Share on other sites

10 years limitations period for Dubai debts from what I have read.


Foreign limitations periods can be accepted by UK Courts per the following legislation.



We could do with some help from you.



 Have we helped you ...?         Please Donate button to the Consumer Action Group


If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Thanks for the responses. 

From what I’ve read on the other threads here the PAP must be responded to. 

Statute barred debts occur after 10 years in the UAE not 6 years. 


need to send this off today so could really do with someone telling me what I need to say about disputing the debt!


sorry to be a nag and thank you!

Link to post
Share on other sites

follow post 5

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...