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Another Moriarty / ADCB Request


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Hello All,

 

Some great responses here that have assisted to reduce my concerns a little since i have received my CC recovery letter from Moriarty on behalf of ADCB.

 

I plan to reply to the PAP, using the pdf in the link provided, not Moriarty's forms excluding my financial info.

 

Along with the following:

A copy of the  The Demand/Termination Notice (Notice served under Sections 78 and Section 98 of the Consumer Credit Act 1974.
A copy of the Notice of Assignment
A complete set of statements detailing exactly how the debt has accrued detailing:
I. All Transactions.
II. any additional charges, by the original creditor or you Moriarty Law the debt purchaser or any predecessor DCA.
III. details of all contractual interest added by whom and on what date.
IV. List of all transactions made toward the Facility

 

Anything wrong or that i have missed?

 

Thanks

 

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proof of purchase from who?

moriarty are solicitors and cant purchase a debt.

their clients are the original bank.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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5 hours ago, nufcthor said:
  1. A copy of the  The Demand/Termination Notice (Notice served under Sections 78 and Section 98 of the Consumer Credit Act 1974.
  2. A copy of the Notice of Assignment
  3. A complete set of statements detailing exactly how the debt has accrued detailing:
  4. I. All Transactions.
  5. II. any additional charges, by the original creditor or you Moriarty Law the debt purchaser or any predecessor DCA.

 

1 the debt is not covered by UK CCA

2.the debt has not been sold

5. moriarty are NOT DEBT PURCHASERS..

 

thats 8 threads now where people keep calling a solicitor acting on behalf of their client, the original creditor a debt buyer...

WAKE UP GUYS...…….

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • 3 months later...

what happened?

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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