About five years ago I out a request for a copy of a so called credit agreement for a card I held.
As they did not provide these documents (mainly because I never signed one) I wrote to them saying the matter is now in serious dispute.
Just recently I was contacted by an organisation called CSL based i Whitechurch Bucks.
Since then Lloyds have re-contacted me saying that because the credit card was taken out before 19th May 1985 they did not have to supply these documents and, as such, they have returned my fee of £1.00 plus £100.00 compensation.
My enquiry is, are they right in the date they have quoted and what should I do about the cheque
(I suppose the obvious thing to do is cash it but would I be admitting to anything if I did).
Many thanks for any help
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!