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Moriarty PAP - ADCB - They are busy

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Hello Everyone,

 

Another one that has received exactly the same PAP as the others. I have responded as below but I have not included a CCA as it doesn't advise this on UAE debts.

 

Response as below;

 

Ticked Box D and stated I don't recognise the debt and I have yet to receive any paperwork to the contrary.

Ticked Box G advising that i am seeking legal advise in regards to the letter from Moriarty.

Ticked Box I and requested all the documents as advised in the sticky.

 

I plan to post this today.

 

 

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Hello and welcome to CAG.

 

People should be along to advise later.

 

Best,

 

HB


Illegitimi non carborundum

 

 

 

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not sure g is a good idea ..

see post 5 

here

 


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Thank you. I have removed the the tick in item g.

 

I will post more once I have uploaded the redacted documents and will ensure I track this to conclusion.

 

 

 

This is a follow on from a local UAE DCA that regularly contacted different people in my company (anyone they could find) and they also threatened me with interpol.

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usual rubbish then

makes you wonder really in a way...….

 

they use every illegal in the uk trick in the book to harass and embarrass someone into payment ...

then want to use our legal system to try it on as well...

 

oxymoron syndrome...

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I fully agree.

I am interested in finding a lawyer that can help with this case if it goes further however that does seem difficult.

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shouldn't need one.

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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So after reading information on other threads I have a couple of points;

 

Action so far

 

1. I have ignored CWD for more than 18 months and nothing has happened

2. I have ignored IRDW or whatever they are called and nothing has happened

3. I have responded to Moriarty to see what they come back with due to them issuing a LOC / PAP

 

I would also be interested in;

 

1. I am being chased by a number of banks that actually advised me to sign the form and they would complete it as the debts I had would stop me from getting the credit. I was desperate and I was trying to find a way out and no documents provided are in my writing.

 

2. If need be I would like to find a lawyer as I have family members that would like to support me in fighting this.

 

3. A few DCA's and one that previously operated on behalf of ADCB emailed every email they could find for people in my company.

 

Lets see how my PAP response goes and I will be back after that!!

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I certainly would not waste money on a solicitor.

 

there are not any that specialise in these UAE that actually really do know what they are doing

and those that claim they do, are typically already outed on the interweb as being in bed with these creditors.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I would potentially be willing to work with the banks that I owe money to however so far the conversations have gone like this;

 

1. They will involve interpol

2. They have contacted my colleagues

3. They have rejected offers for being too low - all I could afford

4. They have told me to pay the amount I have offered but they wouldn't stop the interest therefore never allowing this to be paid.

 

One debt so far has increased by approximately 588%

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As they do

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Here is the letter (PAP) I received.

 

In addition to this I received a 'final demand before proceedings' shortly after I received the PAP and well within the 30 days I had to respond.

 

My response to the PAP as per advice from here is further up this thread. 

04092019, 1607 Office Lens.pdf

 

and final demand

04092019, ML Final Demand.pdf

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lots of pointless waffle and begging going on there reading between the lines me thinks...………………………...


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Response saying it is referred to their client and they are suspending collection for now.

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Don't you just love that phrase suspending collection for now "  :wink:

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Did they send you a letter saying that?

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