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    • agree with all that HB, but biden certainly didn't excel, and difficult as that is with a garbage spouter like the bean stain coloured Trump, it is what he needs to be able to not just handle - but show up as the spoiling garbage it is. Grown ups don't win by allowing spoiled children free reign in their tantrums.   Admittedly the host failed miserably, but Bidens preparedness was clearly sadly lacking.  
    • Good morning I've attached the reply I've received from Marquis in response to my letter of claim.I would like to add a few things that I consider important. I first reported the heater fault on August 3rd. That was the 42 day since purchase, but Marquis had had the van for 12 days so the clock stops as I understand it so it was the 30th day which means that the fault was present when it was sold. They had had one chance to repair and failed to investigate any further. I think the cost that they are refusing to pay are more than reasonable. An offer of a tank of diesel world have settled part of it.   And they are definitely not getting a copy of my bank statement   Although I am sure that I'm not obliged to use the Warranty provided I've been reading my Warranty document and it says it's administered by "A1 guarantee ltd "and they are who I should ring to make a claim.The email address to make a complaint is a "global ins" email. i find it very confusing as in the front of the schedule it says "This guarantee is a non-insured product, any obligation to repair your motorhome will be our sole responsibility. Should we cease to trade, then this product will no longer be valid"     Good Afternoon Mr Desnos    We have reviewed your case and I am happy to refund you the direct the costs received from Truma totalling £421.00, this can be paid directly in to your account. We would require a copy of your bank statement to include address, sort code/account number.    In relation to the additional costs as mentioned we did not authorise the independent mobile engineer this was undertaken directly by you, the offer to return the van was always there and with this in mind the terms of the global warranty were ignored. With regards to the visit to Truma this was also undertaken without authority from the global warranty agreement.    The fuel costs are not covered within the terms of the warranty and are strictly a back to base warranty with no provision for the costs incurred for travel.    As the vendor of the vehicle, we have certain legal obligations to you in particular under the consumer rights Act 2015, you are also under a legal obligation to take all reasonable steps to minimise amy costs or expenditure for which you intend to hold us responsible.   The vehicle was supplied to you with the benefit of a warranty which is being administered by Global. We respectfully suggested that the first such reasonable step would have been to arrange for the problem with your vehicle to be investigated and a claim submitted to the warranty company as previously suggested by Marquis South Yorkshire. Having declined to so you cannot seek to recover this costs.    Please confirm your bank details and a copy of your bank statement so that I can duly process the payments agreed. Also a copy of your driver’s licence for proof to process money.    Yours sincerely    
    • We believe this firm has been providing financial services or products in the UK without our authorisation. Find out why to be especially wary of dealing with this unauthorised firm and how to protect yourself from scammers. View the full article
    • We believe this firm has been providing financial services or products in the UK without our authorisation. Find out why to be especially wary of dealing with this unauthorised firm and how to protect yourself from scammers. View the full article
    • Those are very valid questions. I wouldn't want to sign either.   I suppose a way to find out how it works in practice is to ring a couple of lenders who offer equity release and ask them the question.   A couple we know took an equity release plan and it was quite heavily regulated back then. They had to involve and adviser to go through all the ramifications with them or the lender wouldn't have accepted the application. I don't know if that still applies.
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Cross Keys Pub Swansea - MPS windscreen ticket

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Just posting this for the benefit of others - and a bit of a success story that we all love to hear from these cases.


I'd been helping someone who was ticketed on a poorly signed private parking "PERMIT HOLDERS ONLY" area at the rear of the Cross Keys Pub in Swansea (a well known local venue) by my favourite parking [mis]management company. All correspondence was ignored, including the Letter of Claim - but a claim form duly arrived and the defendant was slightly panicked (as many are). They eventually won the case a few weeks back.


I helped with the initial defence and CPR request. Gladstones responded to the CPR request, along with a F&F settlement offer, which was ignored. The documentation received was useful, as it gave me some insight into the cards MPS were holding. The NOK was not POFA compliant and the agreement with the land owner/occupier wasn't watertight (was dated a couple of years prior to the event, and had a term that said it would be reviewed annually - possible angle to attack). This was on top of the forbidding signage and likely lack of planning permission.


I drafted up a witness statement for the defendant, along the usual lines. Surprisingly, Gladstones served their witness statement early. They included a different agreement with the landowner to the one provided earlier ... but this one was dated AFTER the date they issued the ticket! I thought it was best not to draw attention to it, so simply laid out the case for the claimant being required to have authority etc - I quoted POFA and the IPC CoP. The plan was to pin them on this at the hearing - in addition to the usual other arguments.


On the day of the hearing, the nervous defendant goes to the wrong court (went to the crown court), so ends up arriving late at the correct court, but had phoned in advance to let them know. The hearing went ahead without any further drama. The lady judge didn't hang about with stating that the claim would have to be dismissed due to the lack of authority. The claimant's representative got a bit flustered and offered to call the claimant to clarify. This was refused and the judge mentioned something about "you're not qualified to give evidence" - I'm not sure what this was about...perhaps alluding to the fact they weren't a qualified solicitor?


All told, it lasted no more than five minutes and the defendant didn't have to say a word. Sadly, they hadn't prepared anything to ask for costs, although the judge did comment "you don't appear to be requesting costs" - the defendant was just happy to have the ordeal over with and get out the door.

Edited by shamrocker
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