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Chipz

Moriarty/ADCB - My turn :)

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Evening all,

 

Hope you all had a cracking bank holiday weekend.

 

Seems its my turn to get one of these lovely letters from Moriarty. In fact I was so blessed I got two, one for a CC and one for the bank account. 

 

Been reading a fair bit on other post and DX always says start your own for anyone in a similar situ - so here is mine. 

 

I`ve attached the first letter, second one is identical, just for the bank account and would like all of your advice please! 

 

Back ground - Yes I do owe this debt - No I don`t want to pay it - and Yes I could pay it if needs be. 

 

I don`t want to pay out of some moral issue I have with that damn country and how badly they treated me when i worked out there. If me not wanting to pay annoys you please don`t feel like you have to post and tell me.. If the general consensus here is to pay I will. 

 

So I need to know my next steps please CAG girls and guys. I think this is a PAP from what I can tell so have to respond. What do and don`t I send? 

 

Hopefully I have anonymised my docs enough to not have just admitted to anything :D 

 

Cheers in advance for any help you are able to put my way

 

 

MoriartyLaw Letter.pdf

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Seems the sensible advice is to follow the instructions set out on the link 

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Cheers @WE1506 will give that a read in the morn and come back with questions 👍

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Hey guys

 

Anyone able to give me a reason for disputing the debt? 

 

Just filling out my reply form and not quite sure what to put and I`m guessing because 'I don`t want to pay it nur nur nur' wont cut it :)

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I think in these cases we stick to the 'give us all the paperwork' line only and not give them any real heads up to anything else, bearing in mind its only a letter of claim reply IMHO.

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please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Reply received! 

 

Basically saying everything is on hold whilst they speak to the client

 

Lets see if this goes anywhere from here :)

Edited by Chipz
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