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    • I would think I would have a strong enough claim with regards to him selling the vehicle on a trade sales invoice, at the moment I believe everything else is perhaps irrelevant...    I will keep updated on any progress with TS if they bother to respond and advice given by CAB as and when I hear back,   Thank you again.
    • Latest (available) government testing figures for 10-september-to-16-september (10 days ago)   "587,173 people were newly tested, consistent with the previous week but an increase of 30% compared to the end of August."   *** Which works out to UNDER 84,000 people a day being tested that appears to be collapsing Handcock, Dido and Sercos Trace-a-test - 30% up from only around 65,000 People tested a day at the end of August   .. for a claimed 240,000-300,000 'capacity which has and is collapsing when even a 3x increase in people being tested should be within the long and still claimed 'capacity   Given the lack of newer figures - they cant be anything to shout about eh?   So my prior estimates of around 60,000 climbing more recently to 75,000 were over estimates; but right in the ball park; and only exceeded in the last few weeks or so.   Info buried under multiple links https://www.gov.uk/government/publications/nhs-test-and-trace-england-and-coronavirus-testing-uk-statistics-10-september-to-16-september-2020/weekly-statistics-for-nhs-test-and-trace-england-and-coronavirus-testing-uk-10-september-to-16-september
    • cross posted see my post above..   oh so it's now paid off.... what does the debt summary line say...settled (forget the calendar marker section no-one bar you and the owner can see that.)
    • Yes that’s my point but they keep dismissing it saying the opposite so I don’t know how to argue back. My argument is they did and still are giving me false advice which I took and in turn put me in a worse financial situation.   I have the CCA for this and all DSAR info. This debt is now paid in full
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      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
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      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
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finance to buy a car and PPI Calculation to work out interest rate/APR


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I had a finance to buy a car several years ago that I'm looking into relating to PPI.  At the moment I have the figures used for the loan but not yet found a copy of the CCA - this goes back to the 90's.  The PPI claim is already in, but I want to be able to check their calculations when they respond.

 

I know the amount financed, the PPI charge, admin fee, interest charge, monthly payment and number of payments.  The admin fee was added to the first payment of 36.  Is there a formula that lets you work out the interest rate given the information I have?

 

I can provide real (or close enough) figures if necessary, but just need to know if there's a way to work it out using the pieces of information I have.

 

Thanks,

OMWO.

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see below. in my sig.

 

and the spreadsheet you want is statint sheet

 

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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