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    • I sent one to Together Money- who are Blemain I believe?  Unless there's another address ? I sent one by post to the address on the Together site...
    • Hi I have received not one but three of the same PAP letters (just different amounts and details) from Moriarty Law, allegedly for three different ADCB credit cards taken out in UAE in 2009 for a total debt they claim is now almost 200,000 pounds across the three accounts.  I think I may have had one credit card from them, but there was nowhere near that amount outstanding, if anything, when I left the UAE for good on September 30, 2010. There is a difference with my case, however and I need some advice.  I have lived in Hong Kong since 2012 (I am a permanent resident there) and the letters have been sent to my elderly mother's address, which is where my UK bank account is registered, and have been forwarded to me. Though they are dated August 20 and 21 I only received them yesterday. There are also two follow-up "Final demand before proceedings letter" both dated September 8. In previous years there have only been various DCA letters sent which have all been ignored My queries are this: 1. What would happens if the letters were returned with a note that this person is "no longer lives at this address" - moved abroad” 2. Or should I return the PAP reply form anyway as set out on this forum but with no address on it (it might confuse them with a Hong Kong stamp on the envelope I guess) 3. If I do that, should I send the three forms separately or together? 4. Should I return it saying I have left the country adn not to send any more correspondece to my old address? 5 Or is there any other advice you can give.  I am not sure if I reveal that I am in Hong Kong that could stop UK proceedings, could I have a CCJ in absentia and could it be enforced, or whether could chase me for it in Hong Kong which has a similar statue of limitation law to UK? Thanks for any speedy advice. Time is short because it takes four or five days for post to get between UK and HK.        
    • A step by step guide on how to use the Armed Forces Pension Calculator     READ MORE HERE: https://www.gov.uk/government/publications/a-step-by-step-guide-on-how-to-use-the-armed-forces-pension-calculator
    • Hi   Repair and Support Plan states: If your product goes wrong after the 3rd Repair, you can request a replacement.(The faults must be mechanical they say e.g Hard Drive as opposed to physical/accidental to qualify for replacement/vouchers).   My Laptop has had 4 Hard Drive replacements. They are attempting to claim that a corner being missing when the laptop went in for repair over rides Hard Drive Failure and are therefore claiming my laptop has had only 3 repairs.   Also Well fix in 7 days or replacement-1 of the repairs took almost a month. Ive refused delivery of my `fixed` laptop now for 3 months while arguing to and fro with them that they have breached the support plan and I want replacement vouchers.They are now charging me £50 to store my laptop and are going to dispose of it in 6 days if I dont contact them. Been through usual channels..Consumer advice... just found out they wont participate in ADR. I loathe this company they are a disgrace. Ive paid A support Plan £11 per month for over 8 years. Im aware how bad they are and how many people they have shafted. Anyone any idea where I stand ..what I do?I dont want them to get away with broaching the policy as well as binning my laptop.Im left with nothing.    
    • So it is...... ...but has yet to be determined by a Judge...who would no doubt decide that  Bailey had the use of the vehicle  during the term of the agreement and therefore benefited.   Too risky....I would be happy with this result and leave it at that. 
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Snf0113

Car problems - IP Motors

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Hi all, 

Last year my brother purchased a Peugeot 3008 from IP Motors  (NW10) on finance back last year. The car was okay for a few weeks then all the problems with the car started, engine light came on, brakes needed to be changed, air con gased and so forth. He was sent to various garages to get things fixed through the warranty but the car is still faulty. At the moment he's not using it as hes worried its not road worthy (it recently went through quite a few MOTs before it passed) and hes had to pay out for another new car. 

He would like to send the car back and get back the money he's spent on the finance on the car, and get the finance wiped but he doesn't know if he can do this. The company keeps telling him to bring the car back, but won't say if he can claim that all back and CAG has told him to send letters but he doesn't think they are reading them. 

 

i just wondered if any of the amazing helpful people on here would have any ideas. 

 

Thanks

 

 

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Do we gather that you've already posted a thread on this problem? Or was that posted by your brother? Please would you post a link to it


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Sorry this is the first post that I have posted about this issue, and as far as I am aware he doesn't know about this site, but I've had help on here for various other issues which is why I posted here. 

 

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As he bought the car last year – well over six months ago, it's not at all clear that he will be able to terminate the contract.

I think you need to let us know more about the car, new/second-hand/price/mileage and also the date of purchase.

Also I think we need to have a list of the faults which occurred and which have been repaired and the faults which have occurred and which are outstanding.

He will probably need to get these faults appraised by an independent inspector and also an estimate for repairs. It is highly likely that the best he can expect is to have the repairs carried out free of charge – but we need to know a lot more really.

It really would be much more helpful if your brother would take control of this himself and come onto the forum and start posting a story.

I don't fully understand how you say that he hasn't been here before and yet we are telling him to send letters which he thinks are being ignored.


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I am so sorry I see the confusion now, I was meant to say CAB not CAG. They are just sending him letters to copy and send which doesn't seem helpful at all. 

 

I also apologise for the vague details right now. I actually thought he had got rid of the car already until he mentioned it as he dropped me off home, so I've only got a vague idea myself, i just wanted to see if there was anything he could do other than send letters. I will get more details from him and update this thread, or get him to join as you have advised. 

sorry 

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please get him to join and start taking care of this himself. You can see the problems that already are being caused by playing Chinese whispers.

I think I'm going to close this thread and if he's interested enough then he can start another one

 


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