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Redhouse11

Orange late payment marker

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Hello

I have checked my equifax credit file and it shows a late payment on an old orange account from July 2013.

The account was settled in full in November 2016.

The credit file also shows information going back to 2012.

 

I  have contacted equifax re removal of the late payment Marker to be told it doesn’t get removed until the account drops off my credit file in 2022.  

If this is the case then my late payments will have been on my account for 9 years .

It  was my understanding late payments drop off after 6 years, is this not the case.?

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....whats the defaulted or didn't you default just one error.

 

one late payment hurts no-one, let alone your score


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Shouldn't hurt you at all

why is it an issue?

 

yes it will show in the debt history

but lenders dont see that.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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 It’s not an issue at the moment , I’ve checked Experian & they’ve removed it but equifax are adamant it stays on. 

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Wont hurt you


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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