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Orange late payment marker


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Hello

I have checked my equifax credit file and it shows a late payment on an old orange account from July 2013.

The account was settled in full in November 2016.

The credit file also shows information going back to 2012.

 

I  have contacted equifax re removal of the late payment Marker to be told it doesn’t get removed until the account drops off my credit file in 2022.  

If this is the case then my late payments will have been on my account for 9 years .

It  was my understanding late payments drop off after 6 years, is this not the case.?

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....whats the defaulted or didn't you default just one error.

 

one late payment hurts no-one, let alone your score

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Shouldn't hurt you at all

why is it an issue?

 

yes it will show in the debt history

but lenders dont see that.

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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Wont hurt you

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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