Brachers LLP Help - Corporate Amex Debt

[TF-Destroyer]

Hi Guys,

 

I need help dealing with Brachers LLP regarding a Corporate Amex Debt.

 

With regards to debt on a corporate card, long story short

- I work as a travelling consultant during the week,

 

I was based on a client for 6 months paying my expenses within the rules on my corporate amex card...

after my 2nd month, my manager refused to sign off on my travel expenses,

 

i took the matter with HR who said the manager was the budget owner for that project and it was her choice.

In order to keep my job, i still showed up on client site and did my work as I was new to the company.

 

Eventually £7.5k was racked up on my corporate card, Amex came chasing and essentially I was brought into a disciplinary meeting where I was told off on record that I would be sacked if I didnt take ownership of the debt...This in itself had a whole legal chase behind it, however would still have ended with me losing my job...and I like my job so I gave in to the corporate machine and their legal poweress.

 

now that I have taken on this debt, I agreed to pay £200 a month to Brachers,

I stuck with this for a few months, then I split from my ex and moved to london where my expenses increased to £860 p/m.

 

I have now missed the last two payments on my debt to Amex, because I couldnt afford it after restarting in London.

As of this week, I have said to Brachers that I can afford £100 p/m for the next two months and then I will increase my repayment to the £250 mark if not higher depending on circumstances. Reason for this, is that I am getting a significant salary increase in November, so will be affordable.

 

However they wrote back and said that £100 was unacceptable and that they will now proceed with legal action to recover the debt owed along with all legal costs and expenses.

 

Any advice on how I should appraoch this, is there anything I can do to protect myself from this crap?

I will make it absolutely cleared I am more than willing to pay off this debt,

however I do not want to put myself in a position that I am struggling to make ends meet by repaying more than I can afford.

 

Any help and/or advice would be massively appreciated

[dx100uk]

who are their stated client Amex?

 

 

[dx100uk]

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