Jump to content


  • Tweets

  • Posts

    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Thameslink - Only Paid For Part Of Journey


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1612 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

As my name suggests, I have been a really silly person.

 

I was on a Thameslink train and only bought a ticket for part of my journey. The Revenue Officer talked to me, obtained my details and I signed a form stating that I didn't have the right ticket for the journey.

 

I am so so worried about being prosecuted and am deeply embarrassed. In fact worried isn't the word, petrified is a better word 

 

I have no idea what happens next or what the likely outcome is fine, prison etc?

 

I would be delighted if someone could give me an idea as to what I am in for in respect if a likely outcome and process.

 

Talk about being an idiot and learning the hard way. Lesson has been learnt today, I promise.

 

Thanks

 

SB

Edited by Sillyboy2019
  • Like 1
Link to post
Share on other sites

Thanks HB, much appreciated. Although not prison is a criminal record likely or is it typically a fine? 

 

Yes, first offence. 

 

Does the process take long, just wondering I long I can expect this to hang over me. 

Link to post
Share on other sites

await IF a letter comes.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

3 hours ago, honeybee13 said:

People should be along later to advise, but forget about prison, this doesn't happen for rail fares.

 

 

Prison isn’t even a possibility unless:

a) they successfully prosecute under the Regulation of Railways Act (RRA) 1889 s.5 offences (requiring intent, rather than ‘just’ the Bylaw 18 offence of failing to show a ticket)

(which is part of why - in general - you [or anyone else posting] should tell us what the letter says, if /when you get one) The other part of ‘why’ is for the RRA offence they have to prove intent

b) it’d have to be a 2nd or subsequent conviction under the RRA.

 

So, put aside thoughts of prison (but don’t risk it again!)

 

 

Link to post
Share on other sites

Not every time, I believe, but of course we have no way of knowing which cases they might let go. A letter can take up to about six weeks to arrive, it depends on the rail company [TOC].

 

If it's a journey you do regularly, you could look into buying a season ticket to show good faith.

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

  • 2 months later...

Hi all,

 

After a worrying 3 months I have just received a 'Notice of intention to prosecute ' letter and need to reply within 14 days. It also references their intention to take this to the Magistrates Court.

 

The details of the offence are:

 

...did enter a train for the purpose of travelling on the railway, and upon inspection at LB; did not produce a valid ticket entitling travel.

 

Can you advise on a suitable response to GTR. 

 

I am really worried, it talks about criminal record and prison sentence etc.

 

Thanks

 

SB

 

Link to post
Share on other sites

so you've not been reading up here in the last 3mts then?

you don't get sent to prison for a silly one off mistake

 

there are numerous threads here with the format of a letter that you can base a suitable response upon.

 

one of which is:

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

for a one off offence!! very remote unless your OOC settlement begging letter falls on death ears or is lacking in some way.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

How about this as a response:

 

Dear Fare Evasion Manager,

 

With regard to your letter dated 18 November, I would like to sincerely apologies for purchasing the incorrect ticket for my journey. 

 

This was an oversight on my part and one which I am very embarrassed about.

 

I can assure you this will not happen again and I would like to offer to pay the difference in fair as well as the administrative costs incurred by GTR.

 

I apologies again for the inconvenience caused. 

 

Regards 

 

Should I go in to more detail if this is tok short and missing the point ?

 

Thanks

 

 

 

 

 

 

Link to post
Share on other sites

“It was an oversight” seems a bit vague....

 

If you admitted more when interviewed it might be seen as you now trying to minimise the offence and not fully accepting responsibility.

So, it also depends on

a) the circumstances (what really happened?), and

b) what you said had happened at interview .....

Link to post
Share on other sites

I would use the format and sentiments of that example imho

yours is very brief ..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I agree with dx. We  normally encourage people not to waffle, but your letter needs expanding on and some more detail of what happened on the day, I would say.

 

We also suggest buying a monthly or longer season ticket to show good faith, if you're a regular traveller.

 

HB

 

 

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

I apologise profusely for my actions in this case. I pride myself on my integrity and honesty and I feel shameful for my moment of very poor judgement. As the sole income earner for the family (my wife is on maternity leave), a criminal record would be devastating for us as my employment relies upon a clean criminal record.

 

On the 22nd I was travelling to London Bridge and needed to connect at Three Bridges. When purchasing my ticket in the morning I only bought a ticket to Three Bridges by mistake.

 

I made a bad error and I am just so sorry for my actions and the inconvenience caused to all involved.

 

I am happy to make immediate payment of the unpaid fare and any incurred costs that my mistake have caused.

 

I would appreciate your consideration and I sincerely hope that you can show some leniency as an criminal conviction would impact my employment and ultimately being able to provide for my family.

 

Regards

 

I cant offer to get a monthly ir annual as I only travel a handful of times per year.

Link to post
Share on other sites

That still leaves it unclear if:

a) you “made a mistake” and accidentally bought the wrong ticket (only to Three Bridges), or

b) You had a “moment of very poor judgement” and deliberately bought a ‘short ticket’
It can’t be both.

 

Climb off the fence you are sitting on, it’ll give you splinters............ at the moment you are trying to hedge your bets but it is obvious that is what you are doing, and as a result: why should they believe the rest (expressions of regret, won’t do it again, sole income earner who will lose their job, etc.)

Edited by BazzaS
Link to post
Share on other sites

it would be extremely rare for someone to get a criminal record off of one matter of poor judgement even if you obv intended to defraud.

everyone is allowed to make poor decisions during their lifetime and learn from a gracious let off not to be so ….stupid again.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I would say b covers it nicely

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...