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No default date on Credit file for 2 shopacheck debts


Petefrig
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Good afternoon.

 

I have 2 debts on credit file from shopacheck they both showing first default in 2011 then red "D"s all the way to  2015 when a  green "S" turns up and there is a satisfied date of 2015.

 

However, no default date.

 

When will these drop of my file, should they not be gone already??

 

If so do I need to chase shopacheck or Equifax

 

Many thanks.

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Thread moved to the appropriate forum ...please continue to post here.

 

Regards

 

Andy

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  • dx100uk changed the title to No default date on Credit file for 2 shopacheck debts

shopacheck were a doorstep lender operated by welcome finance

ive taken that file down as it shows you name etc

and that's a talk talk debt not shopacheck.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Unless you can get welcome to default the debts when they should have been..3rd D. By a complaint as thats what the ICO says should have happened at the time, you'll have to wait till feb 2021..6yrs

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Welcome? I have a letter ready to go but u was sending it to Morse's??

 

And surely it's yes or no, either they are in the wrong and should remedy it, or is it a case of how they feel on the day?

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you haven't said till now it was a morses one.

 

On 1st March 2015 Shopacheck merged with Morses Club Ltd.

The two companies are now one legal business and operate under the name Morses Club Ltd.

 

As part of this merger, all Shopacheck customers have been transferred over to Morses Club.

There is no change to the terms of your Credit Agreement and your loan will carry on as normal.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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