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Petefrig

No default date on Credit file for 2 shopacheck debts

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Good afternoon.

 

I have 2 debts on credit file from shopacheck they both showing first default in 2011 then red "D"s all the way to  2015 when a  green "S" turns up and there is a satisfied date of 2015.

 

However, no default date.

 

When will these drop of my file, should they not be gone already??

 

If so do I need to chase shopacheck or Equifax

 

Many thanks.

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Thread moved to the appropriate forum ...please continue to post here.

 

Regards

 

Andy


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Should have long gone by now. Chase both.

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shopacheck were a doorstep lender operated by welcome finance

ive taken that file down as it shows you name etc

and that's a talk talk debt not shopacheck.

 

 

 

 


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No it's shopacheck, talktalj is the next entry below, you can just see the header where I cropped it.

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IMG_20190826_165626.jpg

Anyone any advice on this please, do I stand a chance if getting them removed?

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Unless you can get welcome to default the debts when they should have been..3rd D. By a complaint as thats what the ICO says should have happened at the time, you'll have to wait till feb 2021..6yrs


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Welcome? I have a letter ready to go but u was sending it to Morse's??

 

And surely it's yes or no, either they are in the wrong and should remedy it, or is it a case of how they feel on the day?

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you haven't said till now it was a morses one.

 

On 1st March 2015 Shopacheck merged with Morses Club Ltd.

The two companies are now one legal business and operate under the name Morses Club Ltd.

 

As part of this merger, all Shopacheck customers have been transferred over to Morses Club.

There is no change to the terms of your Credit Agreement and your loan will carry on as normal.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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