Filled out the guilty please and means paperwork. Having talked to a solicitor he advised we could goto the first stage whatever stage that is to obtain the evidence they wished to rely on and plead guilty. I didnt like the gist of it seems like he was looking after a representation and soon the cost mounts up. With all the reading up ive done over the days ive decided to make peace with it.
Thank you all guys one final question though should i write anything in the guilty plea section? Definately no sob story
Okay well the implications are that it is not an Ombudsman and therfore doesn't have the same legal kickass that an Ombudsman's decision would.
However you still can go for it. I would suggest taking it legal now as if you have the letter...
However I'd like to see all the docs you have minus personal details... We can then help advise how to go about this 😊
please copy/complete the windscreen section of this q&A back here:
post up your ticket and their NTK bothsides too to one multipage pdf following our upload guide carefully.
you don't need to do anything further..
await/if they get one of the fake/tame paperwork only solicitors to send a letter of claim.
you are safe to totally ignore any DCA letters
a DCA is NOT A BAILIFF on ANY debt.
ZERO legal powers on any debt.
The adjudicator made the decision. He sent a letter to the bank saying he believes I am in the right. They should pay the debit amount. Give me the cash back that was left in my account and also pay me £150 compensation. Then clear any default notices with Equifax.
The bank and I agreed with his findings and because of this it didn’t go to an ombudsman. He also said Barclays would write to me once all completed. As I said nothing has been done.
I emailed the adjudicator today and he has emailed a copy of his letter that he sent to them detailing the above. Then I have the email from him where he states they agreed with his findings and they will do as he said.
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