They're allowed to claim the pre-loaded interest even if the loan does not go to term?
What should their CCA state to make that enforceable?
Also, how does this scenario differ in any material way from what Masterloan have done (my other thread)?
I'm confused Honeybee.
The witness statement is to ask why I didn't respond to court documents, is it not?
The defence is what I would have submitted as defence to the Claim Particulars should I have been given the chance? I cannot submit a defence without seeing the documents supporting the claim. I have therefore, in the previous version of the Draft Defence stated that
"2.1.3 Consequently, any correspondence from the Claimant or Claimant’s Agents would be misleading, resulting in procedural impropriety.
2.1.4 Consequentially, any evidence that Claimant may have of the vehicle registration XXXXX would not be in support of the Claim Particulars."
I'm at the stage when I need to submit the N244 ASAP, and aim for a strike out to get my best shot to get a mortgage in time.
Ok i have registered and acknowledged on MCOL website
with regards to the CPR31.14 Request
as i am only missing the Default Notice and full statement (as my previous post) do I just request these documents ? or also request the agreement (point 1)
sorry if its a bit obvious, i just want to make sure i get it right first time
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!