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micheybabes

Lowell Claimform - two old old cat Debts

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as with most Lowell claimform cat debt threads here too...

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

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After reading through some threads even though I still haven't received the documents I requested back in August I still agree to go ahead with mediation and tell them this during the phonecall?

 

I'm starting a brand new job on Tuesday so will have to try and get time off for the appointment, the mediation could only offer me a Friday. 

 

I've got myself so worked up about this, I just want it over with now. 

 

Thank you again for all your advice I really do appreciate it 

 

Michelle 

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Aww best of luck hun, hope all goes well for you. I’m just beginning my journey with lowlife 😳.  

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have you not also read that...………..

 

if when it comes time for the actual mediation

they ask the same questions as on the N180 again

and if you've not received enough information to make a informed decision ...you say no??

 

hope you sent a N180 copy to Lowell sols too? 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Oh so if micheybabes hasn’t received any paperwork she can refuse mediation? Excuse my ignorance but trying to understand the whole procedure dx

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then get reading up….

 

how can anyone mediate [negotiate a settlement - if they want too] when the claimant or their dogs have not sent anything giving any information relating to why they have raised the speculative court claim??


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Absolutely! Common sense really (which I sometimes lack)😬. Have been reading up, really interesting btw. So much legal jargon but I’m gonna get my head round it. Thanks dx

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20 hours ago, dx100uk said:

have you not also read that...………..

 

if when it comes time for the actual mediation

they ask the same questions as on the N180 again

and if you've not received enough information to make a informed decision ...you say no??

 

hope you sent a N180 copy to Lowell sols too? 

 

Yep I sent a copy to them also. Just seems strange saying yes to then say no, I'm not used to all this though. It definitely doesn't come naturally to me 😕🙂

Will arrange a date ASAP! 

 

Thank you again

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So much to think about 😳

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Entering into the spirit of mediation means giving them time too..

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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In the very first claim thread it mentions contacting the claimant is encouraged by the court etc.

 

I was thinking about contacting them and asking about a Tomlin order to put an end to all this, at least I'd be able to stop worrying and maybe get some sleep (currently 4.52am) 😴

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god no

that's the last thing you need to do at this stage.

 

they haven't even played their cards yet.

 

a dentist is far far worse than poss having to sit around a court table with a few people.

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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OK thanks dx, just had a panic!!!!! 

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Mediation booked for Fri 6th Dec 😱 

Still not received any copies of cpr and cca from Lowell 🙄

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Nothing unusual there for a DCA

atleast you now k now what to say

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hello!! 

Am I right in thinking that if I've still not received any paperwork by the time mediation is set for next Fri that mediation will most probably fail? Or is it possible that paperwork could be emailed by Lowell during the appointment? 

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already answered post 58.

 

and no they can't, it's YOU that makes the decision of no to the mediation team, and I sincerely hope you've not given your email to lowells

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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God no I haven't. Was just reading through some similar threads. 

Thank you 😊

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So a quick update.... 

Just finished mediation. Miraculously Lowells received 'some paperwork' from OC a few days ago but have not had chance to send it out. Was told total figures, last payment dated etc. I said I was unable to make an informed decision today based on that information so mediation failed. Lowells were happy to enter into a payment plan etc. 

Back to waiting from the courts as to the next step. 

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Thank you for the update. Was the mediation thing just done by way of a phone call?

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Yes all done over the phone 🙂

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Well it will be

thats why its called the telephone mediation service!!

what a silly question!!


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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