Jump to content


Lowell Claimform - two old old cat Debts


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1463 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

as with most Lowell claimform cat debt threads here too...

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

After reading through some threads even though I still haven't received the documents I requested back in August I still agree to go ahead with mediation and tell them this during the phonecall?

 

I'm starting a brand new job on Tuesday so will have to try and get time off for the appointment, the mediation could only offer me a Friday. 

 

I've got myself so worked up about this, I just want it over with now. 

 

Thank you again for all your advice I really do appreciate it 

 

Michelle 

  • Like 1
Link to post
Share on other sites

have you not also read that...………..

 

if when it comes time for the actual mediation

they ask the same questions as on the N180 again

and if you've not received enough information to make a informed decision ...you say no??

 

hope you sent a N180 copy to Lowell sols too? 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

then get reading up….

 

how can anyone mediate [negotiate a settlement - if they want too] when the claimant or their dogs have not sent anything giving any information relating to why they have raised the speculative court claim??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

20 hours ago, dx100uk said:

have you not also read that...………..

 

if when it comes time for the actual mediation

they ask the same questions as on the N180 again

and if you've not received enough information to make a informed decision ...you say no??

 

hope you sent a N180 copy to Lowell sols too? 

 

Yep I sent a copy to them also. Just seems strange saying yes to then say no, I'm not used to all this though. It definitely doesn't come naturally to me 😕🙂

Will arrange a date ASAP! 

 

Thank you again

Link to post
Share on other sites

Entering into the spirit of mediation means giving them time too..

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

In the very first claim thread it mentions contacting the claimant is encouraged by the court etc.

 

I was thinking about contacting them and asking about a Tomlin order to put an end to all this, at least I'd be able to stop worrying and maybe get some sleep (currently 4.52am) 😴

Link to post
Share on other sites

god no

that's the last thing you need to do at this stage.

 

they haven't even played their cards yet.

 

a dentist is far far worse than poss having to sit around a court table with a few people.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Nothing unusual there for a DCA

atleast you now k now what to say

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

already answered post 58.

 

and no they can't, it's YOU that makes the decision of no to the mediation team, and I sincerely hope you've not given your email to lowells

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

So a quick update.... 

Just finished mediation. Miraculously Lowells received 'some paperwork' from OC a few days ago but have not had chance to send it out. Was told total figures, last payment dated etc. I said I was unable to make an informed decision today based on that information so mediation failed. Lowells were happy to enter into a payment plan etc. 

Back to waiting from the courts as to the next step. 

Link to post
Share on other sites

Well it will be

thats why its called the telephone mediation service!!

what a silly question!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

Follow the Courts Directions stated in the Notice of Allocation and start looking at Witness statements.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...