@BankFodder Hi just wanted to check in to see if I’m still going along the right lines. P2G Filed an acknowledgment of service on the 06/09/19 and said they intend to defend all of the claim, does this give them 28 days or do I need to take action before them?
Under Step Change website Bank Fodder, see here:
How does a debt become statute-barred or extinguished?
The laws set out the period in which a creditor has to begin court action. The length of time varies depending on the type of debt and is known as the ‘limitation period’.
In England, Wales and Northern Ireland:
For most types of debt in England, Wales and Northern Ireland, the limitation period is six years. This applies to most common debt types such as credit or store cards, personal loans, gas or electric arrears, council tax arrears, benefit overpayments, payday loans, rent arrears, catalogues or overdrafts.
There are some exceptions though:
Mortgage shortfalls have a longer limitation period of twelve years for the money you borrowed (the ‘capital’), while the interest charged on this has a limitation period of six years
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!