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Asset/TM Claimform - old Ferratum UK Ltd PDL


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yep

now block their address

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Its very rare the claimant copies you in on their response and instruction to proceed......but you will receive a Directions Questionnaire (N180) next to complete and submit by the date it states.

 

Andy

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  • 2 weeks later...

Morning all,

 

Today received correspondence from the court "notice of proposed allocation to the small claims track"

 

States "TAKE NOTICE THAT" 

1. this is now a defended claim, the defendant has filed a defence.

2. It appeaars tht this case is suitable for allocation to the small claims track. If you believe that this track is not the appropriate track for the clim you must complete box C1 on the small cliams directions questionnaire (form n180) and explain why.

 

It includes a form N180, which disussses settlement/mediation and also an information sheet on HMCTS free court mediation.

 

We have still not received any of the requested documentation such as statements, default notice etc., just the docs already posted up .


What is the next step that should be taken ?

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You copy and fill the n180 out

You should be reading up between the stages so you know whats next and what to do during the claim stages.

CAG is self help too!!

 

Just about any claimform thread covers this

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just check that it is simply not just a copy of the letter sent to the claimant following your defence filing...for your ref only

read the letter carefully look at what it says the defendant must do.

it may simply be the court service has sent you a copy of the blank n180 for the claimant too by mistake rather than just the letter.

 

you don't normally get your n180 until after the claimant files theirs, as they might not actually proceed any further.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX

 

Thanks for looking in.  

 

Yes I was going to include in my post that from reading the covering letter it appears to lean towards the claimant as the receipient, as it states the claim has been defended by the defandant.

 

I will have a  good second read of  the whole thing (and will scan up later), and also look at other threads. 

 

But as they have not supplied a legitimate copy of the original alleged agreement, notice of assignment (email "copy" that is undated), no statements, no default notice, and no other info as requested by Andy's assistance,  to my mind isn't the whole thing in dispute, and proceedings suspended until they provide the requested documentation.

 

As currently they are making a claim based on what looks like a reconstituted CCA and notice of assignment, with no comment or reply to our request to the other supporting docs requested.

 

Thanks for any guidance x

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Not sure where you are reading here claims stop until paperwork appears..

No claimant ever has any paperwork till its demanded if a claim is defended..85% never are=default judgement..no human checks anything exists

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi DX

 

I didn't actually read that anywhere, it was just an (inexperienced and I now know nieve) assumption 

 

I will have Husband complete the form and return by the date requested.

 

He is happy to mediate if the debt is his, just has no recollection of it and also it is (currently) absent from his credit report he is ordering bank statements to investigate further.

 

Thanks for help provided so far 

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