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    • well we cant help you without information. we need to SEE the org TfL Letter and your reply. we also need to see the SJPN court forms upon WHAT you are ACTUALLY charged with and if there is a TIC List requiring your signature next to each journey and how many journey's are on the list? scan these upto ONE mass PDF read upload CAREFULLY. if your 'lie' of lost card is included in the court docs within a written statements , i can't see you escaping a criminal conviction...sorry. dx    
    • thanks for the fuller story now... sadly on most assumptions you are wrong. i cant see you going anywhere with this . the file can appear twice on your file, but doesn't hurt you twice. OC's are not obliged to default a debt before sale (though if they dont - it renders the debt useless to a debt buyer) . thus Lowell just left it and in 2021 their entry fell off due to 6yrs of no reporting. lowell didn't 'write it off' its an automated CRA File process . The old EE entry was held on your file because of the AP markers, they are a real bugbear to any account and if its never defaulted can cause an account to show for 12yrs on cra files regardless to any balance or not. in your case its sadly somewhat immaterial that EE erroneously used AP, it appears it didn't actually harm you. you cleared the EE entry bal by paying £69 in 2022, that wouldn't have changed anything really. the AP markers held it on your file. so either EE now remove it or you await it's natural drop off 6yrs from the last AP mark.  
    • So my CPR request has come back from Overdales, the same multipage 29 page agreement that came back via the CCA, plus notice of assignment. However no Default notice, or Statement. They just confirm that they have raised a request for a copy of each,.
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Harlands/Zinc ***Resolved***


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I am afraid this is another Harlands query. 

 

I purchased membership from this company online. 

Realising I had purchased the annual membership  - I immediately tried to contact the company via their website. 

I was not successful and contacted the Edinburgh Places Gym via their own FB page. 

I wrote to them and they confirmed they would change. it. 

 

Unfortunately, as I was undergoing cancer treatment - my Oncologist advised me not to visit any gym due to the risk of infection. 

I spoke to the Gym receptionist and she suggested I just cancel my Direct Debit and "not to worry about it as you have not even been here yet".   

 

I have been a member of Pure gym for years and this is their preferred method of cancellation. 

Since then I have received escalating harassment from CRS.

 

I had to sell my flat to compensate for the money spent on supporting myself through cancer so I have moved to temporary rented accommodation. 

I have sent an email outlining the situation to them but they are evasive and are demanding proof of address and they will reduce my debt. 

 

I have been advised I don't need to provide a proof of address and to state that I cancelled in good faith recommended by their own employee. 

This employee was actually in their offices who advised this.   

They have now referred me to a company called Zinc.   

They are claiming now I owe them in excess of £367?   

 

I cannot believe they are having in this way. 

They are completely unethical and dishonest - not to mention behaving in an immoral way. 

 

What can I do?  Or. What should I do? 

 

 

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nothing they nor anyone can do...ignore them

 

you indicate 'they changed it' to what a rolling monthly or total cancel..what did you want them to do?

and this was within 14 days anyway from sign up?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hello and thank you for the response. 

I messaged them to move it to a rolling month to month contract as I had mistaken signed up to an annual contract to which the Places Gym contact on FB  confirmed they would do that (via FB Messenger).   

 

Following that,  I could not attend the gym due to my more treatment  and immunity issues.

The office staff at the gym knew the situation and confirmed just to cancel the DD

 

The staff turnover is very high so the person I spoke appears to has left. 

It was beyond the 14 days as I had to have a further operation so this was not something I was totally on top off. 

I am really surprised - I have explained all of this and they just ignore my situation. 

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UPDATE :  I DOCUMENTED EVERYTHING THEY SENT ME ON TRUSTPILOT - EVERY SINGLE CALL ETC. 

 

THEY HAVE  NOW INFORMED ME THAT MY ACCOUNT IS CLOSED AND I HAVE NO PAYMENT DUE. 

 

PLEASE - CAN I ENCOURAGE EVERYONE TO DO THE SAME. 

THEY OBVIOUSLY DO NOT LIKE THIS. 

 

THANK YOU FOR HAVING THIS PLATFORM AND I HOPE THIS ADVICE HELPS SOMEONE ELSE

 

 

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  • AndyOrch changed the title to Harlands/Zinc ***Resolved***

Well done...thread title updated.

 

Regards

 

Andy

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