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Primrose1357

Letter from LCS about ADCB debt from UAE i'm in NI

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Hi all, 

I have received a lettter from LCS on behalf of their client ADCB bank to collect full payment of and amount of £16,363!!

This has come as a shock as i left uae in 2011 assuming i had everything settled and closed.

 

They letter has a tone of urgency in getting  me to contact them to discuss repayment.

They have also informed me that they will be carrying a uk assets investigation on me...

this sounds quite scary, like in being made out to be some sort international criminal/fraudster.

 

They have told me this will commence 7 in days from the date of the letter 7/8/19 which i recieved 2 days ago.

 

What should i do??!!

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What could it relate to ?

 

Did you have a property in UAE with a loan on it ?

 

Car finance ?

 

Credit Card ?

 

If they have not supplied much information, then wait for them to write to you with  more details. This is just a first letter after 8 years, so you should not respond to it. 

 

It will mostly be interest and charges, so the actual debt could be a lot smaller.

 

Debt collection companies can't do much. It would be up to the debt owner/creditor to decide on whether to issue a UK Court claim.  


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oh scary DCA letter

can we have the FCA register number they quote from the bottom of the letter

I believe this lot are currently missing.

 

a DCA is not a bailiff on any debt

let alone one from a foreign country

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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It could have only been a credit card. I was sure i cleared it. No, no breakdown- only a scary total 

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Did you provide your UK address to UAE Bank, when you left the country ?

 

 


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I honestly cant remember- but ive lived at my current address for the last 5 years so i definately didn't give them this one

 

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got it from your credit file

has the letter got that register number please


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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They say registered in England and Wales no 03702599 I'm in northern Ireland

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that number doesn't exist. do they quote the FCA in relation to that?

and whats the full trading name LCS certainly are not registered under LCS that expired years ago. and in fact they were heavily sanctioned for unlawful practices toward supposed 'debtors'


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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well those FCA numbers don't match the current ones

and even so they have restricted regulation to only chase debts regulated under the consumer credit act after 2006

and clearly this debt meets none of those.

 

pers i'd totally ignore them

 

https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000qGpQHAA0


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Is there anything in the letter i should be concerned about? I dont have much experience in this!

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no.

the letter says you've already been in contact

I will gather that's no so as its std drivel from a DCA.

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Stop... Breathe

 

You have that tense, stressed feeling - Oh what ever will you do? You may have a debt of £16k?!?! 

But then you clear your head and realise that the DCA has no control on the situation and then you realise that you have received a template letter that they probably send to thousands of others... 

 

Honestly dont worry :)


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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I hope so!! I work in financial services and am just worried about what background checks LCS might carrying out on me that night show up...

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pers I dont think they've any licence to do so

and it won't show and cant harm your job anyway even if they did.

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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I'd like to think not. Should be getting any legal advice?

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god no 

don't waste moneyt

pers I think you are worrying to much about a simple, automated, threat-o-gram.

no human has been involved in sending this

its purely an automated from a one line entry in a very large spreadsheet they've purchased.

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Seems like ADCB are on a run to collect some cash to fill their pockets - must be their main business is struggling! 


 

 
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Oh- do you know of anyone else who has received a letter like mine?

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On this forum there have a been a few recent cases from ADCB. Moriarty Law is the DCA chasing the other case

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Take a look at the overseas forum here on cag. Lots of uae threads.

 

Should give you some idea.

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6 minutes ago, Hornsey62 said:

Take a look at the overseas forum here on cag. Lots of uae threads.

 

Should give you some idea.

 

 

This is the  Overseas Debt/Overseas Accounts forum.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

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Trying to help with a query.

 

Doesn't look like primrose has seen any other UAE threads.

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