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slimceagirl

Potential offsetting debt in different names?

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Not sure which section to post this in:

 

A few years ago I had a credit card.

It defaulted in 2006 and eventually became statute barred before I moved house following my divorce some years later.

I'd reverted back to my maiden name later and got another card .

 

Recently I had a case of irresponsible lending upheld against them and am now awaiting a pay out.

The 2nd balance was already cleared.

 

Since the cards are with the same lender

can they take my pay out and off set the outstanding balance on the first card

even though it is a different account in a different name and address?

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no they are not directly related

 

see the HSBC Case on the FOS PPI website examples page


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I cannot find the examples. sorry I'm a thickie 

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Thankyou. Does this apply to other financial awards too, not just PPI? 

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its in relation to off setting 

 

pers I wouldn't say anything.


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I had a letter addressed to my old name from Search Squad today. Pretty sure it's from my old account, too much of a coincidence. I'll just ignore it and see what happens with my payout as directed by the fos. 

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Thanks, all paid out without penalty :)

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