Jump to content


Historical Lloyds TSB Card charges


Kholoshian
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1089 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Morning all,

 

Another aspect of our ongoing saga with Lloyds TSB.

 

Having been through 29 years worth of statements whilst on the PPI trail, the following list of creditcard charges also caught my eye.

I've uploaded a CISheet with the charges listed, the date of each and i've calculated the average APR across the period.

 

Question: What are the chances of success here? I know the charges over £12 were deemed unfair but is this way too far back?

 

Question: Should I go for the full amount or just the balance over £12 (there seems to be differing opinions), although I'd assume if a charge was unfair it would be unfair in toto?

 

Question: If the numbers are right it takes me over £10k for the SC track limit - which i guess is going to get expensive and does not limit exposure to costs?

 

Your sage guidance is, as always, much appreciated.

 

Thanks all.

Mike

CISheet v101-LloydsCAGUpload.xls

Link to post
Share on other sites

is the card still active?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Had a call Saturday morning from an 'Adviser' at Lloyds asking my wife to call regarding her complaint.

My wife called them simple to say that she wont be discussing anything over the phone and instructing Lloyds that she required everything in writing. 

 

The 'adviser', who my wife described as slick as an oil spillage, said of course he would write and that he was sure that when she received the letter, should she have any queries about its content he would be happy to speak to her on the phone.

That clearly sounds like they expect the letter to be the end of the matter.

 

 

Link to post
Share on other sites

as for the sums

are you sure that % is correct for an OD?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...