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B'lays asking me to go to branch?


craigten
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Hi all,

I recently sent a friend a DSAR template letter from this forum as he is trying to get data from NatWest from over 30 years ago.

 

He replied tonight to say that he is editing it so he can only get the data he wants (proof of PPI).

 

I advised him against this as I remember someone posting on here that this might give the bank a reason to not send the data.....

but I can't remember what that was..

 

...can someone help me with this please so I can then explain this to him?

 

Thank you, all.

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well its not so much that as giving the game away!!

you should never put PPI in an sar..quickest way to make the data find a shredder IMHO.

 

just put you want all data for your own financial records .

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Either Barclays London HQ (as per the Sticky) or this address for the Data Team :-

 

Privacy and data Protection

Radbroke Hall

Knutsford

Cheshire

WA16 9EU

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Sign it and don't worry :-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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has he moved since taking this out?

if so and as with the other thread too

DONT forget to inc a CTAX copy and a list of old addresses.

else you wont get any info as you are required to prove who/where you are now.

 

I suspect this has not been told to him as you simply fwded the SAR template and not the whole of the sar thread and its instructions?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Is an SAR the best way to go for PPI?  I keep on wanting to investigate it before the deadline but keep on putting it off*.  Not that I think we have any PPI issues as we were both in public sector sickpay schemes and I'm pretty certain we wouldn't have agreed to pay for anything we didn't need - if it wasn't hidden...

 

* interesting fact for the day - I and my fellow countrymen are so lazy that Manx gaelic even has a phrase equating to "oh, leave it 'til tomorrow!".  It's Traa di Looar.  (Spelling almost certainly wrong).

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yep Scotland has the same saying....

well most companies have a link on their websites now regarding PPI

which will probably alert you by their eply to that enq if you did have PPI.

 

trouble is, if you do and you don't have the data, you'll never know if any reclaim offered is correct

which is why p'haps an sar IS the way to go..atleast its free now.

 

I recently read a story somewhere whereby the OC said yes you had ppi..heres about £200 which we owe you...

turned out the eventual claim was actually +£5k..and they coughed!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Apologies for the delay in getting back on this.

Same address all through the mortgage.

You are quite right - it was sent without the CTax copies.

They haven't responded - 30 days is up soon.....

do they infringe the GDPR if they don't respond but there was no proof of ID sent? (it was signed for)  :(

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might have been the same address althrough the mortgage

but has he moved since?

 

if not doesn't need ctax copy.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi all,

 

I am trying to find out if anyone has issued a DSAR to an organisation, been ignored or given incomplete data, therefore the organisation has infringed the regulation and quite possibly caused material or non-material damage, and took them to Court over it?

 

 

 

https://gdpr.algolia.com/gdpr-article-82

Art. 82 GDPR

Right to compensation and liability

  1. Any person who has suffered material or non-material damage as a result of an infringement of this Regulation shall have the right to receive compensation from the controller or processor for the damage suffered.
  2. 1Any controller involved in processing shall be liable for the damage caused by processing which infringes this Regulation. 2A processor shall be liable for the damage caused by processing only where it has not complied with obligations of this Regulation specifically directed to processors or where it has acted outside or contrary to lawful instructions of the controller.
  3. A controller or processor shall be exempt from liability under paragraph 2 if it proves that it is not in any way responsible for the event giving rise to the damage.
  4. Where more than one controller or processor, or both a controller and a processor, are involved in the same processing and where they are, under paragraphs 2 and 3, responsible for any damage caused by processing, each controller or processor shall be held liable for the entire damage in order to ensure effective compensation of the data subject.
  5. Where a controller or processor has, in accordance with paragraph 4, paid full compensation for the damage suffered, that controller or processor shall be entitled to claim back from the other controllers or processors involved in the same processing that part of the compensation corresponding to their part of responsibility for the damage, in accordance with the conditions set out in paragraph 2.
  6. Court proceedings for exercising the right to receive compensation shall be brought before the courts competent under the law of the Member State referred to in Article 79(2).

 

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only half way through 30 day time limit yet...sent 30th?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yep your 1st post here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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was posted on what date..easy really for us to work it out...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Barclays have finally responded to my friend on this asking for 

Date of birth, all previous addresses, any former names and account numbers she has.

 

I don’t think my friend included a council tax bill (I did when I sent my Dad’s DSAR to Barclays last week!).

 

Do they need all this info?

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yes

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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