Current Account Overdraft PPI Reclaim

[suga]

Thanks slick

the letter I received for ppi reminder was from 

 

retail banking customer relation 

Leicester 

[slick132]

Then use their Leicester address if you've had comm'ns from there.

 

[suga]

Thanks Slick as always 

[suga]

Sorry guys my laptop palying up and end up posting in wrong topic

I have made a final statsheet hope it is ok

Claimant Name:					Monthly Payment of PPI		£3,966.59
Lender Name:
					8% Simple Interest		£3,339.63
Account Number:
Claim From:		19/02/2009			Total		£7,306.22
Claim To:		13/08/2019
Date of Charge	Description				Amount of Charge	Number of Days Elapsed	Interest at 8% Simple
19/02/2009	OVER DRAFT				£3,966.59	3827	£3,339.63

[dx100uk]

and ofcourse you also inc the CIsheet and the FOS CQ and a covering letter

[suga]

I have posted the claim on Friday 

waiting for reply 

[suga]

Hi again,

I received reply from Barclays that they had already sent their decision in 2013 .

 

 BACK GROUND:

I was not agree with their offer only simple interest was used for refund which I  declined.

 

Declined letter was sent to Barclays at that time 

( amount was used to offset debts held and rest as cheque which I returned back).

 

I have no problem with offset as long as they calculate as compound interest.

 

They never replied since then and just off the blue a letter turned up in 2017 which stated I have ppi with them .

 

They had tried to contact me and their mail was returned back.

 

Now they simply saying they had decided already and concluded the complaint?

 

I don't want to accept this decision.

how should  I respond to them ?

 

 

 

 

[suga]

Hi 

Any help, guidance or tips will be appreciated on above matter.

 

[slick132]

Hi Suga,

 

I've asked DX to come back with opinion for you on this ........

[dx100uk]

what was their 2013 decision 

only stat int to that date of settlement?

 

dx

 

[suga]

Thanks Slick and DX

Mis sold claim upheld 

Yes it was only stat to date of decision 2013