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    • I have a question please about Planning permission   Is it the managing company , in this case Intu management limited which mages the Merry Hill centre that needs to apply for permission to erect the parking signages and ANPR or is it the parking company Bank Park which has to apply to the planning and town authorities   In effect, should it be specifically  the PPC who applies for these kind of permissions from the relevant authorities?
    • Thankyou Dx100    Your awesome    'and all those are within that merry hill complex great no need for anything more then.'     My Reply:    All these transactions belong to retailers who trade at Merry  Hill. Hand on heart, the bank statement doesnt specify for every transaction if its the branch at Merry Hill or not. The Nandos transaction does specify Merry Hill on the bank statement, but MacDonalds, BM , Costa..etc transactions on my bank stateeent dont specifically show whether  it was at the branches located at merry Hill or not       'so i cant see anywhere on their signs that says max 4hrs, other than in their WS but we'll assume it must be'   My Reply:     The only signage with the 4 hour overstay period is on page 15 of Exhibit 2 of the claimant WS, so there is one out of the 8 signages showing that 4 hour limit       ' so... if you were to plot where each shop is using their signs map i bet several are no where near C3 so you must have driven around'     My Reply:    totally agree although need a magnifying glass to read their map lol         'might prove to the judge you have obviously now done your homework!! rather than following crap on the internet '   My Reply:    But I actually haven't followed anything on the internet. This was all written based on my logical deduction. For example, I think I am reasonable in stating in my WS that the Claimant has just supplied at least 8 signages and this appears more like a widely used template for this site that they use rather than specifically just supplying the signage in relation to the contravention ie the 4 hour maximum overstay. Is it not reasonable to state in the defence WS that the Defendant finds this confusing as he is not sure to which of the 8 signages the claimant is referring to, especially where some of them dont have a maximum time period on them    
    • and also please complete this we don't know any details other than CP+   Received a Court Claim From A Private parking Speculative invoice?? - How To Deal With It HERE***Updated Aug 2016*** - Private Land Parking Enforcement - Consumer Action Group
    • and BC are not aware you have now written proof of termination?
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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old asset/TM CCJ - re lending stream PDL - tm legal services harrassment


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I have debt for 2000 from Lending stream and I have  CCJ  registered 3 years ago from Asset Management collection agency.   

I was paying some back but I stopped as my finances changed and I can't afford a penny to pay anymore. 

 

I am keep getting  emails now from TM Legal Services all the time threatening to register CCJ , send bailiffs  etc.

  I never had any letters from them or heard about them.


Bellow is example of the email they keep sending  few times a week.

 

Further to our recent correspondence informing you that due to your failure to respond to the Claims Pack we had requested that a County Court Judgment be registered against you, we have still not received any contact from you.

 

Once a County Court Judgment is registered it will be entered on your credit record at the Register of Judgments, Orders and Fines and this information will be made available to the Credit Reference Agencies. This will remain on your credit record for six years from the date it was entered. This record can make obtaining credit in the future more expensive and can seriously affect your ability to obtain a mortgage, credit card, bank account and even a mobile phone contract in the future. 

 

You may still be within your 30 day period to completely remove the County Court Judgment from your credit record. 

In order to do this, you must pay the full balance of the County Court Judgment within 30 days of the Judgment being issued.

The date of issue will be stated on the Judgment for Claimant Order which was sent to you by the Court.

Once payment is received we will contact the Court to inform them the Judgment has been paid in full.   

 

What they are talking about? 

I never had Claim Pack ,

they never have requested anything in writing from me.

I have CCJ already for this debt registered. 

 

I know they cannot process the case in court again as CCJ already has been registered.

 

On the  email they stating PIN and account number even to pay but this don't exist when trying to login. 

I am not bothering but just wanted to find out what legal rights they have to chase for a debt already dealt in court .

This looks like cowboy firm trying to catch monkeys in the air.

 

 

 

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is it the same debt?

so you've paid nothing since the CCJ?

which i assume was by the backdoor and everything went to an old address as you didn't inform your creditors you'd moved?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to old asset/TM CCJ - re lending stream PDL - tm legal services harrassment

It is the same debt and same address. I paid some instalments after the CCJ but my partner now is disabled and  can't work anymore. She had a stroke and  I have to support her and everything with my income.

 

Edited by RJ45
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well i'd be inclined to block and bounce their emails

make them write.

 

so if you've not moved since taking the loan out 

why did you not get anything like lots of prior letters and the claimform pack from northants bulk?? at the time 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I never had any correspondence in writing from TM Legal services or Assets Collection.

 

I had letters from Lending stream years ago and also from the court which i reply with offer which was not accepted  and I have CCJ registered for this debt.

 

Now I am getting emails , calls constantly form TM Legal Services.

The numbers they use is not recognise when you call back.

 

 I answered the calls few times and they ask for personal details to confirm without explaining why they call.

Of Course i dont give them any details over the phone without knowing who they are. 

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and so you shouldn't.

 

what letters did you get from the court and was it one of their forms you used to reply making the offer?

 

at some point, if you have a CCJ, you are required to pay else this could get serious and although court bailiffs have no right of forced entry on consumer debt, it's better to the avoid the various ways this debt could be enforced by the claimant.

 

you state you never got the claimform, it might well pay you to ring northants bulk and ask for a copy of the claimform and the CCJ judgement by email PDF. you never know what getting those might throw up.

 

its also worthy to note that if you had lots of PDL's and defaults etc on your credit file at the time you took this [or any other] PDL out, you might find sending lending stream an irresponsible lending claim as they cough quite nicely if IRL is true and the debt might not be anymore, thus I think you might stand a chance to get the CCJ removed.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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