Jump to content


Inspace55

PRA Group Investigations & Litigation Dept

Recommended Posts

 

Good morning all,

I'm after some advice in respect of the following,

 

I’ll try and recall the main points:

Original loan was with Lloyd’s bank many years ago.

in 2007 I set up a Payplan DMP, several debts, been paying them ever since without any issues.

 

Towards end of 2018, Payplan advises that PRA Group held details on file that were different from those held by Payplan, eventually found out it was that one file was in my wife’s name and as such they (PRA) would only deal with my wife and in April 2019, Payplan stopped paying PRA, at the time I was not made aware they stopped the payments to PRA.

 

On 18/07/19 wife receives communication from PRA advising the account was being transferred to investigations & Litigations dept, also enclosed were papers for my wife to complete about the debt and her finances.

 

my immediate thought was that as the payments to date had been made by me, and up to March 2019 had been accepted by PRA, I could simply advise that I will continue to make the payments direct, I can even pay the arrears. 

 

As I’m no solicitor or debt specialist would this be the way to go, my wife has no income and does not work due to her health. 

 

Looking forward to to some help/guidance, I have until 22/08 to respond.

 

regards

Inspace55

Share this post


Link to post
Share on other sites

send them a CCA request

as you should all these debts you've been blindly paying for 10yrs 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...