Jump to content


Help! Covenant in title deeds from 1965 not available


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1701 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I purchased my semi detached property about 12 years ago. I was given the deeds by the Solicitor around this time. When I have come to sell my property, I have sent the deeds to my solicitor, I had this email today:-

 

The title to the property refers to rights and covenants contained within a Transfer dated 3rdSeptember 1965. Unfortunately the Land Registry do not have a copy of this document and the buyers solicitors have therefore requested an indemnity policy to cover the contents of the missing Deed. I wonder whether you happen to have a copy of this document in your paperwork as this may have been provided when you purchased the property. If not then an indemnity policy will be required for the buyers solicitors. I have obtained a quotation and can confirm the cost of the policy as £208. Can you please confirm if you are happy to cover the cost of this on completion if you are unable to locate the copy of the document?

 

I don’t appear to have been given the 1965 document and they state land registry don’t have this. Yet I got a mortgage on the place originally so don’t understand why this wasn’t raised as an issue back then. Don’t really want to have to fork out a further £200 if there is any way around this? 

 

One thing I did consider was if the said covenant would also have applied to the other property attached to me? The person buying my house is actually related to my neighbours. Can anyone help with some advice please? 

 

Thanks in advance! 

Link to post
Share on other sites

ok this was some 10yrs ago

but I had the same issue

went up on the gov.uk site [don't use any other]

and paid for the full report

got everything back from mid 1800's!!

 

https://hmlandregistry.blog.gov.uk/2018/02/19/title-deeds/

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

well that's what you've been told is it not

as I said I found mine!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

have you not read the link??

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

If you want to see a scanned copy of the deeds that we have on file, start by searching our property information and finding your property’s title number. If the register refers to deeds being filed, we should have copies. You can then get a copy of your deeds.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

same as me

had the deed not the covenant

downloaded the deeds for £3 the covs were all there. I was rather surprised to see stuff right back to 1840.

its only what I did

others might have a better answer.

 

your neighbour too might have them should be the same?

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I downloaded the title register and got the following:- 
2      A Transfer of the land in this title dated 3 September 1965 made
       between (1) ***** Construction Company Limited and (2) ****** ******* and
       ******** ******* contains restrictive covenants.

 

NOTE: No Copy of the Transfer referred to is held by HM Land Registry.


End of register

Link to post
Share on other sites

aw that's a bummer..

what about approaching the 2 named parties it was transferred between

 

p'haps others can help soon.

but atleast you know there are restrictive covenants.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

You dont have to agree to the indemnity policy ..but it will delay matters..and it is normal for the seller to cover the cost.As suggested its possible your neighbours may have a copy of the same missing covenants

 

Information....

 

https://www.land-registry-documents.co.uk/news-blog/covenantswhat-you-need-to-know-about/

 

https://forums.moneysavingexpert.com/showthread.php?t=4399815

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

1st link be very careful of using them.

https://www.land-registry-documents.co.uk/news-blog/covenantswhat-you-need-to-know-about/

they wanted [at my time] £56.00 for their held info.

 

sadly the mrs signed up.

 

I had already signed up directly and paid £3 and got mine by instant pdf download from

https://hmlandregistry.blog.gov.uk/2018/02/19/title-deeds/

 

the same info came to the mrs by email pdf 10 days later from

https://www.land-registry-documents.co.uk/news-blog/covenantswhat-you-need-to-know-about/

 

I latterly complained and got the £56 back after threatening to report them.

 

sorry I didn't mention this but until andyorch provided the link it was not relevant.

 

dx

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thank you both...

 

I have also downloaded the attaching neighbours documents and it mentions a covenant from the same sort of time and says

- NOTE: Original filed.  

 

It doesn’t show me any further documents but would I be right to assume from this that theirs is available?!? 

Link to post
Share on other sites

I believe that what mine said ..

sorry long time ago.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...