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Help! Covenant in title deeds from 1965 not available

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I purchased my semi detached property about 12 years ago. I was given the deeds by the Solicitor around this time. When I have come to sell my property, I have sent the deeds to my solicitor, I had this email today:-

 

The title to the property refers to rights and covenants contained within a Transfer dated 3rdSeptember 1965. Unfortunately the Land Registry do not have a copy of this document and the buyers solicitors have therefore requested an indemnity policy to cover the contents of the missing Deed. I wonder whether you happen to have a copy of this document in your paperwork as this may have been provided when you purchased the property. If not then an indemnity policy will be required for the buyers solicitors. I have obtained a quotation and can confirm the cost of the policy as £208. Can you please confirm if you are happy to cover the cost of this on completion if you are unable to locate the copy of the document?

 

I don’t appear to have been given the 1965 document and they state land registry don’t have this. Yet I got a mortgage on the place originally so don’t understand why this wasn’t raised as an issue back then. Don’t really want to have to fork out a further £200 if there is any way around this? 

 

One thing I did consider was if the said covenant would also have applied to the other property attached to me? The person buying my house is actually related to my neighbours. Can anyone help with some advice please? 

 

Thanks in advance! 

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ok this was some 10yrs ago

but I had the same issue

went up on the gov.uk site [don't use any other]

and paid for the full report

got everything back from mid 1800's!!

 

https://hmlandregistry.blog.gov.uk/2018/02/19/title-deeds/


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Land registry have said they don’t have it though? 

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well that's what you've been told is it not

as I said I found mine!


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Ah I see, I thought you may have not seen that part. How long does it take roughly? Thanks for your help.

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have you not read the link??

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Which one did you order please? Don’t understand why the covenant deed wasn’t with the original deeds I was sent. 

1E221690-F50A-4F07-883C-57EF6760CA29.png

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If you want to see a scanned copy of the deeds that we have on file, start by searching our property information and finding your property’s title number. If the register refers to deeds being filed, we should have copies. You can then get a copy of your deeds.


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Yeah this is what I’ve done as shown in the picture and these are the available documents showing. I have the actual house deeds, it just this covenant from 1965 which is missing. 

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same as me

had the deed not the covenant

downloaded the deeds for £3 the covs were all there. I was rather surprised to see stuff right back to 1840.

its only what I did

others might have a better answer.

 

your neighbour too might have them should be the same?

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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I downloaded the title register and got the following:- 
2      A Transfer of the land in this title dated 3 September 1965 made
       between (1) ***** Construction Company Limited and (2) ****** ******* and
       ******** ******* contains restrictive covenants.

 

NOTE: No Copy of the Transfer referred to is held by HM Land Registry.


End of register

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aw that's a bummer..

what about approaching the 2 named parties it was transferred between

 

p'haps others can help soon.

but atleast you know there are restrictive covenants.

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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You dont have to agree to the indemnity policy ..but it will delay matters..and it is normal for the seller to cover the cost.As suggested its possible your neighbours may have a copy of the same missing covenants

 

Information....

 

https://www.land-registry-documents.co.uk/news-blog/covenantswhat-you-need-to-know-about/

 

https://forums.moneysavingexpert.com/showthread.php?t=4399815

 

Andy


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1st link be very careful of using them.

https://www.land-registry-documents.co.uk/news-blog/covenantswhat-you-need-to-know-about/

they wanted [at my time] £56.00 for their held info.

 

sadly the mrs signed up.

 

I had already signed up directly and paid £3 and got mine by instant pdf download from

https://hmlandregistry.blog.gov.uk/2018/02/19/title-deeds/

 

the same info came to the mrs by email pdf 10 days later from

https://www.land-registry-documents.co.uk/news-blog/covenantswhat-you-need-to-know-about/

 

I latterly complained and got the £56 back after threatening to report them.

 

sorry I didn't mention this but until andyorch provided the link it was not relevant.

 

dx

 

 

 

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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Thank you both...

 

I have also downloaded the attaching neighbours documents and it mentions a covenant from the same sort of time and says

- NOTE: Original filed.  

 

It doesn’t show me any further documents but would I be right to assume from this that theirs is available?!? 

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I believe that what mine said ..

sorry long time ago.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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