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cuchiandme

Vanquis card application query

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hi,

my query is..this..

 

.can i cancel a credit card after applying?

 

the reason being i chose the wrong one with higher interest.

.i chose vanquis instead of Aquis..

 

. called vanquis but was told they could not change it.

..i am thinking if i do change it

...or cancel it.

..this could have an impact on my credit file.

 

..can anyone please advise?

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Aquis

you mean Aqua..just as bad...

 

when did you apply for the vanquish card

have you used it?

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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just applied today. was successful. no it is actually called Aquis. not received yet

Edited by cuchiandme

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yes you can cancel within 14days

read the T&C's

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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but if i do.. and apply for lower interest one... will that mean an immediate rejection?

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nope under the CCA you are entitled to cancel within 14 days.

 

dx

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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ok thanks...and no impact on credit file?

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how?

it doesn't exist..

the search might be there for a while but that's about it

you cant be penalised for cancelling a contract within the legally allowed 14 days.

 

pers I cant see why you want any credit..

you enough issues with credit here already..


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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are you suggesting i do not know how to manage my credit? i thought you were here to help...i have no problems managing my credit...it was only one late payment because my illness was so bad at the time..

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not sure what that relates too...

but I was merely commenting upon the amount of issues you've had here in past threads with old credit etc

inc courts cases as well.

 

you've seemed in the past to be quite obsessive with and at odds with info on your credit file and wanting to get a perfect credit file again.

 

 

now you want to trash it again by getting a sub prime card

just puzzled as to why?

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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