Jump to content


Gator

Tesco/RBS/Shoosmiths response to a CCA request

Recommended Posts

Hi 

 

have been asked to create a new thread by DX100uk for this old Tesco debt 

The original thread for reference is:  Best actions on old debts - help please

Details from my original thread are below:

Plus as requested both Tesco's and Shoosmiths CCA response documents are also uploaded for DX100uk to hopefully check?

 

Thanks as always for you help!

Best regards

Gator

 

Tesco/ RBS (Loan) £2,140

Was forwarded onto Shoosmiths Solicitors for administration

Not showing on my credit reports (am actively looking through old paperwork for a default notice)

 

NEW Update: 30th July 2019

Both Tesco’s dated 28/6/19 and Shoosmiths 15/7/19 has now replied with a copy of the original signed Credit Agreement CCA 1974.

With a request from Shoosmiths asking that I contact them and discuss how to arrange to pay what is owed?

The Tesco and Shoosmiths documents sent can be uploaded if required.

Help appreciated on what action, I should take? make a new thread scan up the CCA return to one PDF file read upload

Tesco_CCA_response_docs.pdf

Share this post


Link to post
Share on other sites

had to remove the shoos upload ref No on page 2

 

seems all ok to me bar the lack of a complete set of T&C's but that's no big deal for the OC to provide

 

IMHO i'd resume your £5PCM payment directly to Tesco's now using your banks interweb banking portal 

or even up it some? as you've just about wiped out 90% of your historic debts now?


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Hi DX100uk

 

Thanks for your quick reply

And apologies for me leaving a reference number on the Shoosmiths pdf upload, my fault, should have noticed!

As per resuming a payment to Tesco’s will look to arrange shortly…

 

. Just a few questions please:

 

You advised doing this directly with Tesco’s, but as Shoosmiths are the administrators that Tesco’s have assigned, should I not contact them instead?


And especially as Shoosmiths had been the last agency I had being paying £5pcm to through StepChange (DMP), prior to my cancellation of  the account with SC, as of June '19?

 

Also if I am contacting either Tesco’s or Shoosmiths, would you consider it and if it’s financially possible for me, a good idea that I propose a reduced full and final payment offer, to close the account once and for all?


Possibly thinking an offer somewhere between say 20-45% of the owed amount?

 

All help with a way forward is greatly appreciated

Best regards
Gator

Share this post


Link to post
Share on other sites

where a debt is still owned by the original creditor you always cutout and ignore powerless middle men

they really have zero powers.

 

as fore F&F

no harm in trying.

relate to the years you've been paying £5PCM and that this is a one time offer .

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites

Hi 

 

thanks  and understood

 

Will contact Tesco and see what response I get and update on my progress!

 

Best regards

 

Gator

 

 

 

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...