Jump to content


  • Tweets

  • Posts

    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

DWP Telephone Compliance Interview - undisclosed savings ***Resolved***


Brownie77
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1697 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello everyone,

 

I have been on Guaranteed Pension Credit for a year now. Since my husband lost his job.

 

When applying we did a very stupid thing and did not disclose the extent of our savings.  We were, to be frank, reeling from having to apply for benefits at all after working all our lives and did not realise the full-implications of what we were doing. It was too simple just to say ‘NO” during the phone application.

 

Now we have this compliance telephone interview. We realise that they must or at least may have found out. What we need now is the best strategy going forward. We do not, at any point, wish to disclose our bank statements. We are willing to pay back and admit our culpability. But not give up our bank accounts which we regard as an invasion of privacy.

 

Options we have thought of is not attending and thus allowing our benefits to be stopped.

Withdrawing our claim citing we are now above the limit.

 

What might be the best strategy. we are making ourselves ill with worry.

 

Thank you

Link to post
Share on other sites

sadly you will have to disclose bank statements.

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Have they actually mentioned savings within the Compliance letter ? See what the content of the phone interview is first ?

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Wait and see...if they do they do if they dont ........

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Thank you. But IF they do, what is my best course of action as they will incriminate us. I am 75 years old, disabled and in poor health. I just cant deal with the upset. I am willing to pay back. 

 

 

Link to post
Share on other sites

is your entitlement criteria likely to change?

ie in the future you might well be entitled to a benefit?

part of the process is agreeing to these checks.

 

could you pay everything back they might ask for right now?

that would probably resolve this immediate issue, but wont resolve it if you need benefits in the future..

they would then require the info but ofcourse for that time which is in the future.

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Be aware that if necessary DWP can obtain your Bank account balance information, simply by making a request to your Bank.  Perhaps they already have the information and they are waiting for you to confirm the information, before deciding how to deal with this.

 

By not owning up to an error, you could end up in a worse position. If they believe you have done this deliberately, rather than just an error, then I don't need to point out how serious this matter could be.  

 

If you are thinking of not providing the information, I would suggest that you obtain legal advice first from a Solicitor. 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

You advised someone to engage in fraudulent activity in order to deceive the DWP.

We do not do this kind of thing on this forum. If you want to give this kind of advice then you will have to find somewhere else to do it. Thank you

Link to post
Share on other sites

Thank you for these responses. To take them one at a time. 

 

dx100uk:  Our entitlement is not likely to change in two years we will both be on a pension. Yes, we can pay every penny back. And are willing to do so.

 

Andyorch:  Yes we have £10,000 in savings.

 

unclebulgaria67: yes we are aware of the implications, but would rather act now to end this process. It is simply too stressful to have it stretched out.

 

miteaide:  I understand what you say and where you are coming from. This was a mistake and we bitterly regret the single moment where we gave to the wrong answer to the telephone question. we were not thinking straight. We are in out 60s/70s. This is our first time on benefits after working all our lives. I know we were wrong and stupid, but we are not serial fraudsters by any stretch. But we are not seeking to minimise our actions. 

 

Thank you

 

 

 

Link to post
Share on other sites

Andyorch:  Yes we have £10,000 in savings.

 

Over 10K ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

A lot or just or twice as much ?  Just trying to determine if its borderline ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

well its over that limits and still will be if we repay the amount they have paid.

It is a fair bit over.

 

Also, can anything be read into the fact it is a telephone interview, not a face-to-face??

Edited by Brownie77
Link to post
Share on other sites

Thats the way they do it now to keep costs down......possibly just a regular compliance check.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

It depends on the call and what is asked......if they ask outright what savings do you have...you will have to be truthful and state the amount...see how they respond and what they suggest will happen.

 

Then again they may not and Im not going to tell you what you should do....thats your decision and you will have to deal with the outcome on what they deem fit to resolve it.

 

We cant advise you what to do you know yourself what you should have done....possibly this is an opportunity to put it right with the least fallout.

Always better to be truthful and admit rather than they found out without you informing them.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

So should the question of savings not arise.......are you going to raise it and possibly state you wasn't aware or misunderstood  the savings threshold ?

 

Once you get this resolved I assure you will sleep better at night :wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

See how it goes ...please let us know the outcome.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

The compliance phone interview is purely to get inconsistent information out of benefit recipients.

DWP CFCD are also conscious that average mortality rates dictate the timescale for recovering over payments. Sorry its not nice but its a fact.

It may be better for anyone in similar situation to ask DWP for a pension credit application form an re-apply with honest answers (or print this off https://www.nidirect.gov.uk/publications/pension-credit-application-form )as DWP will probably refuse to provide you with one. Send it to your local DWP pension office. That way, DWP will then have the facts.

 

You have to be in receipt of many thousands your not entitled to before DWP take any action. The maximum Pension Credit anyone can get each year is about £4,000. If you've been working all your life, its doubtful your even entitled to PC due to NI contribution, SSP/SERPS/private pension. The rules changed recently regarding spouses age and if your husband is under pension age, eligibly is now different.

 

Edited by miteaide
tyop
  • Like 1
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...