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    • Correct bankfodder I am   Got a friendly mechanic coming to look at it some point next week he's said not to attempt to run engine until then   Sorry its been a long week of constant issues and brain fried completely    Will get complaint about service in first and mention that we may be looking further depending on mechanical report
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    • Also, please can you avoid posting in a single block of text. We need posts properly presented – space and punctuated – otherwise people may be discouraged from giving you the help you need.  
    • Who was the loan taken out with? Are these the same people who were chasing you for the one-off payment? Send them an SAR immediately. What is the value of the house?
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Opos notice of assignment


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Hi I took out a loan with mini credit back in 2012 they went under in dec 2014 and in a letter to the fca states that all debt that had been transferred had to give a notice of assignment by 29/12/19.

 

I have found an email from opos on the 21/1/14 with a notice of assignment.

 

I believe under sec 136 of the law of property act 1925 that this debt is now unenforceable am I correct? 

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Why do you believe it unenforceable ?...debt assignment under the LOP 1925 has no connection to the original agreement and whether its enforceable or not..

 

Andy

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Because a noa can fall under sec 136 of lop act as the debt has to be assigned it doesn’t have to have a connection to original agreement as the debt has to be reassigned which comes under sec 136 it’s the same with mortgages they don’t have a connection to the original agreement but still fall under this when the debt is reassigned

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not heard that one before not really sure where you got it from but it smacks of FmOtL twaddle

when was the last payment you made?

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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when was your last payment please?

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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we don't allow random publicity of other forums

 

LOP act is nothing to do with unenforceability under The CCA.

 

 

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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