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    • Just to update on this, received the anticipated reply from Packlink. Still chasing hermes every week.    
    • So I gather that you sent some parcels using DPD. They arrived in an apparently damaged state so that the items can't be used. The items were returned to you and you had to refund your customer. You are now out of pocket to the tune of the entire value of the items or at least the cost of repairs. You used DPD on some kind of account/credit system so that in principle you owe the money – but you are withholding the money because they didn't carry out their contractual obligations correctly and also they caused you loss. They are now threatening to sue you and they have sent you a letter of claim. I understand that you didn't take any photographs of the damaged parcels or of the items – on the basis that you weren't informed that that would be necessary. I understand also that you have had phone calls with them – but you probably have never recorded the courts so you have no evidence of what has been said. Is this all correct? You haven't told us what the items are and whether they are still in your possession. You haven't told us whether the damage to the items makes them a total loss or if they can be repaired. You haven't told us anything about values of the items or of the cost of repairs. We need this information. Also, I hope that you won't mind too much when I say that your failure to take photographs on the basis that nobody had told you to do it – shows a certain level of naïveté and your lack of evidence may become a problem if they do issue proceedings and you have to defend yourself. I suggest that it is axiomatic of any kind of dispute of this nature that you would start acquiring and storing evidence from the outset – and photographs are certainly going to be the minimum kind of evidence that you would require. You also haven't told us the value of the invoice sum which you are withholding. Although your post is pretty long, it seems to be pretty scant on some of the essential information. If you could please respond to these questions and then we will try to give you advice as to your position and the next step.
    • sar vanquis   sar express gifts cards.   too    
    • nothing about how you've bought tickets/ passes or paid for travel since the incident.   far too many repeats of you are a forign student on a visa etc etc    once at the start  once at the end   ......upon how a conviction would impact your visa..   you also need to outline wHY you resorted to it, being of little financial income that day as parents could no longer support you at the time.  
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
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      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
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    • The courier industry – some basic points for customers. Read more at https://www.consumeractiongroup.co.uk/topic/421913-the-courier-industry-%E2%80%93-some-basic-points-for-customers/
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cattiebrie

keep getting refused for bank account or they get closed down

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IT OK I KNOW WHAT U MEAN

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the money he put in my account was for me to live on while still in the uk

 

£750 that only been put last week but because i don't have bank any more

 

stop send it to me and he not happy with way thing are going so he hope to come back to uk and get me out of the uk more into usa

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How you build up your credit score when the bank keep turn you down for bank account with them

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Glad it's your hubby to be helping you rather than other way around...

 

They didn't freeze your account with money still in did they?

 

You could try Cashplus - They not a bank account but have a credit builder option where they lend you about £70, which is deducted £5.95 per month from your account. It is a cash only account - So you have to top-up with cash and the credit-builder loan helps you build credit score.

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i had to go in the branch of the bank with my ID and they had to ring head office for them to say it ok for me to have rest of my funds

 

 They didn't freeze your account with money still in did they?  The Halifax have block my account and there is money in still in the account and my husband has tried to ring them and tell them that money is for me  but the bank said nope

 

Glad it's your hubby to be helping you rather than other way around... He would if i had bank in UK so he could still help me

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That's disgusting!... I'd phone them and give them a piece of your mind - Demand they unfreeze your account immediately.

 

If you can get a Cashplus account hubby to be might be able to transfer in there as you will have an account number & sort-code.... Not sure about IBAN number though, which he may need if in another country?? May take a few days for account to open though... 

 

Maybe somebody else has more knowledge on this than me...

Record the call if you can

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No problem.

 

I'm pretty sure you can set up direct debits from Cashplus account too if needed....

 

I hope you manage to open a basic account with other ban too and Halifax are ***** for stealing your money... Make them pay!

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i have applied a basic account Santander and barclays and Applied for post office account too

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Good... Apply for Co-op cash minder account too

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I have write to the ombudsman about Santander for letting me have current account with low credit score and about Halifax block my account for someone else hack in to my account used my account to put in counterfiet cheques in so they turn around and said that the money in there is to pay back for them counterfiet cheques  that was 3/7/2019 and halifax said that my account will closed on 9/919 but they have not remove the money from my balance . I can still see the balance but i can't touch it

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someone else hack in to my account used my account to put in counterfiet cheques

 

theres your problem thanks for only just telling us.

 

 


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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theres your problem thanks for only just telling us. what your problems??

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theres your problem thanks for only just telling us.what your problem

dx100uk???

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Do you mean they have falsely accused you of dodgy transactions?... These greedy piggy banks will try anything for a bit of money/power....

 

Let us know if any applications for basic bank accounts successful... Or if you successful in getting Cashplus account

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Let us know if any applications for basic bank accounts successful... Or if you successful in getting Cashplus account  will do

 

Do you mean they have falsely accused you of dodgy transactions?. yes that I mean

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Banks are seriously worse than nosey neighbours... And just jealous that they don't have an overseas admirer..

 

Just concentrate on securing some kind of bank account - Which you need to survive.... If you feel up to letting rip at them on the phone in the meantime I would do that (and ideally record)... better out than in

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your account was hacked

should of been the 1st thing you told us instead of wasting time and now 42 posts in hiding that.

 

there is your reason you cant get an account anywhere...


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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 fin bear that in mind next time  and not wasting time and post 42😠

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get that dealt with ..

 

ie clear your name totally get it in writing from the bank etc it was not you etc 

and all you banking problems will vanish


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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 I tried ring the CIFAS on Friday 26 July  but nobody has got back to me  yet

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