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Lowell claimform - 3 sep CAT debts


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so following your advice need to complete / post dq and then concentrate on statement

thanks again

 

quick question for a Saturday afternoon

on reading through various posts am I right in thinking that if a company has failed to comply with a CCA request then that debt is not enforceable

 

I am probably totally wrong but I am trying to work out witness statement and skeleton if needed

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yes i merged the posts.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well from what you know OC holds as interms of agreements in that SAR you sent, what lowells have returned in response to your CCA/CPR request looks nothing like the originals.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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correct

 

just did a fine trawl though  credit report from July 2019

amazingly one of the accounts is shown as  status "satisfied" with zero balance

but the claimant is still trying to claim debt!!!!

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by the oc which is how it's marked when they sell the debt on.

means nothing.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

ok I must be either very tired stressed or just plain stupid

 

completing N180 online from link on forum

 

how do I sign my name for the court copy??

OR

do I just type in box and that's it?

 

plus do I post or email?

Edited by disneygirl
wording
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sign the courts one

pers i would not do so nor give sig/phone/email on the one to sols

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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eh?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

DQ (N180) posted this morning to court

1st class and to be signed for

Due by 10/05 so even with Royal Mail should be there on time

Question

Any need to rush in posting to sols?

This will also go signed for.

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Hi spending time reading old posts in particular 23/01/2017 "leigh04" post #58.

I find on checking MCOL that claimant has not paid to lift stay but it shows DQ "filed by claimant".

As my post above I have posted my DQ to court to ensure it arrives on time.

So where do I stand now or is it just waiting on court directions?

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I find on checking MCOL that claimant has not paid to lift stay but it shows DQ "filed by claimant".

 

How could you possibly know if they had or not paid for their N244 application ?

 

 

 

.

We could do with some help from you.

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Hi

Attached (redacted)combined pdf arrived today

1. copy of claimants N180

2. change of sols (to another desk, same office no doubt)

3. any thoughts on D1 on page 3

What next, await Court paperwork/directions?

Thanks again for any and all help

received 11052021.pdf

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Not really a change of sols Overdales and Lowells Solicitors are one and the same.

 

With regards to D1 its standard practice at the moment due to Covid whether you request a hearing or not....yes Notice of Allocation next N157 which will provide the courts Directions and dates.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Morning Andy

Knowing my situation from previous PM, how do I get Court permission for someone to speak/act on my behalf?

T

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Contact your local county court and explain the situation and request permission for your OH to act as a lay person in the claim.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Quick question

Should I have received at any time a copy of the Claimants defence?

Or do I only receive Claimants Witness statement?

Thanks

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Service of copy of defence

15.6  A copy of the defence must be served on every other party.

https://www.justice.gov.uk/courts/procedure-rules/civil/rules/part15#15.6

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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A claimant doesn't file a defence..............

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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