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I got a PDL with Lending Stream a month or two back.

 

Their decision took 10 seconds and I'd been rejected by every shark under the sun that day.

 

No underwriters, no check on my monthly debt service payments which were understated by at least a grand.

 

Couldn't afford the loan then, couldn't afford the next three that I took out with other lenders either 🤦‍♂️

 

 I'm looking forward to calling them tomorrow and negotiating a repayment holiday 🤘

 

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no send an irl

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Oh mate they are getting both barrels, whether they help me or not I have them bang to rights on irresponsible lending. My closed loans report on Noddle (now Credit Karma) is 40 pages long. I can link mental health issues to my debt. I took loans to pay loans. They are all getting it. 

 

All that being said I still need to get through the months and I'll be unable to stay afloat for another month, never mind 2, 3 etc. I refuse to take any more  financial aid from my parents or my wife, because it's all my own doing, so I need a month or two to get on my feet. If they mess around I'll just read out every company that rejected me for a PDL in the week that they accepted, as well as my % loan repayments to net salary at the time. 

 

Will need to read up on the claims process though - how longs it take? 

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I started my claim back in July last year so it is a lengthy process especially as the FOS are dealing with lots of cases now with the end date for claiming is drawing near.

 

 

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it is - Only PPI has a set date BUT the FOS may considering setting an end date for IRL Claims real soon due to Wonga and many other lenders falling prey to IRL Claims

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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