Thanks, I send one copy of n180 to the courts, one to Simon and keep one?
Defence was on the lines of:
1. It is admitted that Defendant is the recorded keeper of [motor vehicle].
2. It is denied that the Claimant has complied with Schedule 4, Protection of Freedoms Act 2012; see paragraph 5.1a. The car park signs are owned by Excel parking. Under CPR 31.14 I have requested evidence of the claimants contract between VCS and the landowner that assigns the right to enter into contracts with the public and make claims in their own name, and proof of planning permission granted for signage etc under the Town and Country Planning Act 2007.
3. It is denied that the Claimant entered into a contract with the Defendant. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC  UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was not contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the carpark is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. The proper Claimant is the landowner.
4. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all."
I have checked my equifax credit file and it shows a late payment on an old orange account from July 2013. The account was settled in full in November 2016.The credit file also shows information going back to 2012. I have contacted equifax re removal of the late payment Marker to be told it doesn’t get removed until the account drops off my credit file in 2022. If this is the case then my late payments will have been on my account for 9 years .It was my understanding late payments drop off after 6 years, is this not the case.?
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!