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    • have a good read in the debt selfhelp forum. its easy to do a self managed one..only on the debts you find ARE enforceable mind..
    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
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Horizon Parking CCJ


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Yes, it was brought up by dx in the previous thread which I posted above.

But now that the the set aside has definitely occurred, there is very little to lose and at least £1,200 plus some damages to gain. Plus some fun

 

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nope i never mention credit cleansing..

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry my mistake in that case. However somebody did

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Just to confirm the current issue is that even though it has been set aside the CCJ had not been removed and the advice from the court woman was to apply for a dismissal, which is ridiculous as the set aside states no registration of the CCJ.

 

Bankfodder, I understand what you mean now, not sure of the process and grounds but I will ask her and see if she is interested.

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

:smile:

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I will have to look at it but the basis of your claim would be that they abused process by effectively selling you a set aside. This has to be contrary to the interests of justice and I could imagine that a judge would be extremely angry about it. It's clearly an abuse. 

as I said, I will have to look more at it but in principle I would be claiming your money back and also a discretionary sum.

Also I would be looking at recovering litigant in person costs giving the exceptional circumstances of the abuse and I think that these are currently about £18 an hour. There could be an easy 10 hours or 15 hours involved

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By the way, I think that whatever your friend decides, we would like to see the claim form here in scanned PDF format.

A claim for £1,200 is just simply remarkable and we would like to see how they managed to arrive at that figure.

Frankly I think that you have been thoroughly ripped off

 

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Hi Bankfodder, I have asked her, will see what she comes back with 

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

:smile:

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Bankfodder, yes she would be interested in it, they have gone away for the week though, so next weekend hopefully she will find the original POC

  • Thanks 1

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

:smile:

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To be honest, it would be much better if your friend would come here and deal with the case herself, rather than you having to go off and get info. from her which takes time and just complicates everything.

 

It would also have been better if she'd come here during her negotiation with Horizon.  As BF says, she's been royally ripped off.

 

I've never seen a lost court case for a parking invoice end up with more than a £300 bill.  £1200 is just madness!

 

We had a case recently of someone who was conned by the PPC into paying them money on the promise of a set aside.  The set aside never happened.  Now, this case might be very different as we've only had snippets of info., but on the other hand ... 

 

 

We could do with some help from you.

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Agree FTMDave, £1200 seems steep, its also over the magic £600, did we get the POC and what the alleged Parking incident(s) was?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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The OP mentions upthread that it was for a Tesco overstay.

 

No we haven't seen the POC or how on earth £1200 was paid.  The OP is doing his best but the info. comes in spoonfuls as he's doing this for another person. 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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And garbled by indirect passing on to the thread possibly.  If we could see more about the original claim it would be helpful, as it then gives a direction to follow.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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