Lowell. No court date. But now bailiffs.

[Ica]

Original creditor is shop direct. 

I don't have all my information with me as I am abroad atm. 

But I've been sent these at my correspondence address. 

I've had no contact with Lowell.

But I was in receipt of fake County Court documents.

And also notified about a fake County Court judgement. 

 

There was no Court date.

No judges name.

And the documents had fake emblems on them.

Giving no indication of which County Court other than a "Business Centre" 

 

I have now received these.

And I'm not sure what to do.

Fast response please.

Thank you. 

 

 

[unclebulgaria67]

They were not fake county court documents.  They were real documents and a real judgement. County court business centre just means that Lowell applied for the CCJ online. As you did not defend the claim, you now have a CCJ recorded against your name.

 

The bailiffs have no rights to force entry. They will just visit the address sometime after 22nd July to see if they can recover the CCJ amount owed.  

 

Suggest that you contact the bailiff office and pay the £179.25 first and then look into how you will pay off the balance afterwards.

[Ica]

Did not know that. I can't afford the £179.25 up front. So is there a way I can split them payments all across the board whilst I have other creditors. Should I call the bailiffs or Lowell. 

 

Also I never recieved any kind of court date

[BankFodder]

I'd love to know what made you think that they were fake.

 

Also, do you recognise the debt which is being claimed for.  Maybe you can tell us about it.

[Ica]

There was no date...

. No hearing..

. No judge named to summon.

 

. Even when it came to the outcome...

The was no stamped documents...

The emblem wasn't real

.. And I've been to court a few times.

 

The letters where not stamped.

No judge summoning.. Etc

[BankFodder]

Maybe you could post up these fake documents please.

 

And what about the alleged debt?  do you recognise it at all?

[Ica]

I'll see if I can get them. I'm in the Nederlands atm until the 26th.

 

I recognise the debt. It began with a dispute because they were not clear. It was a no interest for 12 months items. But the money they were taking did not go towards them. Then they added on interest. 

 

This I believe is from 2012. 

[AndyOrch]

Thread moved to Financial Legal Issues Forum....please continue to post here to your thread.

 

Regards

 

Andy

[Ica]

Claim number still showing please redact.

 

Andy

 

[dx100uk]

So you got a backdoor CCJ as you didnt inform your creditors you'd moved.

 

THe docs are not fake

 

you now have a default judgement.

 

ring the bailiff see if you can pay over the phone

else leave a text for him to call back

or simply leave it all till you return

 

not much can really happen

there is no right of forced entry on consumer debt

 

Dx

[Ica]

Do I have to pay 179 up front? Or can I fix a plan. 

[dx100uk]

as long as you stick to it should be ok but it will only be a max of 6mts.

[Ica]

6months...is that the 179 or the total 2000

[dx100uk]

can you post that PDF back up please inc the bailiff letters too

don't worry if its not full redated i'll sort it.

 

dx

 

[Ica]

What like... Scan them? 

[dx100uk]

yes please if you can use a scanner 

read upload

one multipage PDF only please

 

[Ica]

(Removed again....unredacted.....claims numbers date of birth and name and address showing)

 

[dx100uk]

and?