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    • Hello all,    I have received a letter from Advantis in regards to an overpayment of carers allowance I received when I got a job whilst I was caring for my mother. I did not know I had to inform them etc.    Long story short, I had a compliance phonecall with carers and nothing more was said.    I stopped caring for my mum shortly after and cancelled my carers allowance too.    I was employed for 4 months at the beginning of 2018.    Apparently the DWP and carers have sent letters but I haven't responded so they've gone through Advantis to recover the amount owed. I moved house shortly after cancelling everything and had no contact from them at all.    They sent letters to my previous address so they told me that's why it's been passed onto Advantis.    Today DWP told me that the only thing they can do is take payment in full, or deal with Advantis to come up with a payment plan.    I spoke to Advantis who asked me to pay in full or in two installments, I refused and they then said they've put my account on hold for 30 days whilst I go away and work out my monthly income etc so they can go through an affordability assessment to work out how much I can pay back and how often.      What shall I do? DWP tell me there's nothing they can do as it's been passed onto Advantis.    Advantis tell me they are working on behalf of the DWP... Nobody will tell me who owns the debt.     What shall I do?    Thank you all in advance for your amazing help.     
    • Hi, I have just received a pcn from Euro Car Parks saying that my car was in one of their car parks for 13 mins without making a payment. The reason being is that my husband was waiting for me, but where he thought I would only be 5 mins I was longer because of health issues and I had to take a rest. As if this wasn't enough, unbelievably I have just received ANOTHER notice saying I had not paid for a ticket on the 9th of September. I would like to mention the car park charges are so cheap, at £1:20 all day, it would be insane not to pay. We have used this car park only around 4 times and have always paid, excepting th time the car was waiting for 13mins. What a shock I have got receiving these notices. I wonder if I accidentally keyed in my registration incorrectly? Please can someone advise.
    • I also have a similar problem with Advantis for DWP overpayment of carers allowance. I've only just moved into my own house and they've sent a letter asking for my whereabouts and a business matter that needs my urgent attention. I have found out from the DWP and carers that I owe £1,131 and Advantis want me to go through an affordability assessment.    I am not sure who owns the debt, DWP or Advantis and where I stand with this 
    • I've just had this emailed from CarMoney. I'm so confused, I really don't know what I'm supposed to be doing and with whom. "Apologies for the delay in response. I have spoken to Oodle regarding the complaint and unfortunatly, they would require an independent report to be carried out on the vehicle. The burden of proof would lie with yourself.   I can certainly help by giving you the details of Scotia, who is the company that we use."   Everything I've read says that I did the right thing by exercising my rights under the CRA 2015 with the dealer. That was done within the six-months, so the burden of proof should be on the dealer still? Or am I completely wrong??
    • Heard nothing for 6 & half years until last week. A big fat letter from Barclays upholding my PPI claim which had gone to the Ombudsman (news to me) and enclosing all the waffle and finally at the end a cheque for £3659.20 and advising that £454.85 was taxed - this I can reclaim as I don't pay tax currently.
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dolpin30

Used a fake 16+ oyster card for 9mts - caught on the bus - help!

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hi there, 

a few days ago i was caught on the bus with a fake 16+ oyster card by the inspector, she took my details and said tfl will contact me. 

 

i was dumb enough to get someone to apply for a 16+ oyster card for me after listening to a friend.

 

i really regret this and read a few threads about it.

 

I've received the letter from tfl yesterday asking me to explain why i didn't have a valid ticket.

 

what do i do can someone please help?

 

I'm really stressed about this, could i go prison?

 

could i get a criminal record, this would be my first offence if i get prosecuted. 

 

what's the worst case scenario that can happen?

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how many journeys please or days/months have you used it for

be honest.


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I'm not 100% sure how many times it's been used but i think I've been using it for about 6 to 7 months 

 

sorry that was my mistake it's been used for 9 months

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Hi.

 

How many journeys do you make a week please?

 

HB


Illegitimi non carborundum

 

 

 

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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8 journey's a week to and from work 4days a week

 

i read a few threads about this but what's the worst case scenario in my situation could i go prison?I'm scared if they look at this as fraud but most people in these threads that got prosecuted was for fare evasion 

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I don't think prison is likely, please stop worrying about that.

 

You will need to write back and tell the truth about what you've done,  in your own words. If you want us to look at what you plan to send, we're happy to help you to refine it.

 

Btw, did you buy the fake card online? You could offer to help TfL trace the person who took your money for the fake card.

 

HB


Illegitimi non carborundum

 

 

 

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yes i bought it off someone on Instagram he took his page down and i have no contact details of him i was referred to him by a friend

 

can you please help me write the letter? 

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please calm down

I listed threads to read earlier

GO READ THOSE PLEASE

 

then your niggles and worries will fly out the window.

there are also examples of letters in those threads.

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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this is the letter i wrote, if possible please correct any areas and help me improve it thanks

tfl letter.docx

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post the text here so we can edit

 

dx

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Dear Sir or Madam,

 

 

 

 

I would like to apologize profusely for my actions in this occasion. I have pride in my integrity and honesty and I feel extremely ashamed of my very poor judgement.

 

I am currently working full-time. Previously to making this unethical decision I was going through a dark time in my life dealing with depression and financial difficulties. Which thus led me to making this foolish mistake. I live with my parents and I financially support them as my step father and myself are the sole income earners of the family. We both take care of my mother who deals with severe depression.  A criminal record on my part would be devastating for me and my family as it would affect my current employment. And or even future employment/opportunities.

 

 

This is the first caution or notice to prosecute that I have received in my life. Up until this point I have been a law-abiding citizen. I am very stressed in this situation as I have made a very grave mistake and I promise to never do anything like this ever again. I deeply regret my actions and would like to take a moment to apologize to TFL and it’s employee’s for my mishap.

 

 

As I stated before I have never been in a situation like this ever in my life. I know it was my mistake and I am very sorry. I truly had no idea it was such a grave crime until I received your letter stating possible prosecution.

 

 

I have no previous convictions to my name as I have been a productive member of society in the UK so far.

 

 

I have made a very bad mistake on my end that has kept me awake and tearful. I’m currently having anxiety at work and home just thinking about receiving a prosecution.

 

 

I would be very grateful if you would give me a second chance to right my wrongs.

 

 

I am more than willing to make immediate payment to cover the unpaid fare and any other damage or administration costs I have caused

 

 

I truly appreciate your consideration in this matter

 

 

 

 

 

 

 

 

 

 

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see the blue bits

 

correct spelling or grammar as needed.

 

it was not a mistake nor is it unethical.

it was a conscious act of fraud repeated twice daily for over 9mts!!

 

error of judgement on my behalf 

 

i'd cut down the number of times you crawl as well too many

one at the start 

one at the end.

 

expand upon why it will financial hurt your family

 

DROP TOTALLY the uk line 

 

add in you've now bought? a season or whatever ticket.

 

 

 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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what is the worst case scenario for me in this case? i'm so worried could i go prison?

 

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not a chance where did you ever get that from?
 


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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hi 

im in a similar situation too and idk what to write or got about this issue 

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please create your own topic 

hit create in the top red banner


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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