Hi all, long time no visit. Hope this is in the right section, apologies if not.
I just received an SMS from my ex wife to say she got a letter in the post regarding a debt in my name.
Unfortunately she threw the letter out so I have no details,
she called them and asked why she received it and they said it is by association (her surname is now her new husbands so I'm quite amazed).
She told them she has no idea where I am.
I live in SE Asia now, have been solidly for 5 years and on and off for 6 before that.
Right my questions are these.
I have had no contact with any finiance companies/credit cards or anything for at least ten years (no correspondence or calls) so surely they would be past the Statute of Limitations now?
and, how did they find my ex wife who has changed surname twice since we split up 13 years ago?
lastly, are my parents likely to receive anything?
They are old and I'm worried about them getting demands.
I have a basic bank account in England that was registered to their address but there is no credit attached to it (no overdrafts, no loan, no credit cards).
Oh I forgot add, is it possible to restart the 6 years from the beginning again if someone/I respond to any correspondence or can only a judge do that?
Thanks for reading.
No I don't own my own home (I wish) and I have nothing of value. I've never been one for expensive stuff and don't believe in replacing something unless it breaks down and is beyond repair. We were once going to buy our house under the Right to Buy Scheme but before we had the chance to do much, late hubby took his first heart attack (one the docs call a "Widow Maker") so we didn't do it. Just as well because less than 7 years later, he was gone.
Maybe in the future, once my son gets the all clear from the hospital to be able to work again (he's going into nursing) then it might be a consideration but he would have to be the mortgagee rather than me - unlikely I'd get a mortgage even due to my age, never mind a CCJ. My son doesn't owe anyone a penny. He's one of those people who if he wants something, he saves for it even though it takes him ages. He says he never wants to get into debt. He's been offered credit cards from the building society he's been with since he was a child and he's always turned them down. He's got his head screwed on the right way.
Thanks for the heads up though and sorry about getting that form number wrong.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!