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jasonaaa

Lowell Solicitors - PAP Letter of Claim - vodafone debt

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Hi,

 

I defaulted on a Vodafone contract, the default date is 02/08/2014, the amount at that date was £1389.92.

 

Lowell Portfolio 1 Ltd now have the debt and it was passed on to Lowell Solicitors who have sent me a Letter of Claim - 30 days to Prevent Legal Action.

The 30 days is from 04/04/2019.

Over the years I have ignored this debt and have received occasional letters asking for the money which I have ignored.

 

Should I risk ignoring this and hope nothing happens and in 13 months the debt become statute barred due to being 6 years old?

Or

should I reply to the letter of claim

complete Section 1 Box C stating 'I don't know whether I owe the debt'

 

then Section 4 Box I stating 'I need more documents or information', and asking for copies of the written contract for the debt, a full statement of account, a calculation of interest claimed a copy of the notice of assignment of the debt and any other document you may suggest I ask for?

 

Thanks in advance for any advice you can give.

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follow post 4 here.

 

dx

  • Thanks 1

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the debt is solely made of monthly sums till the end of a contract which I did not and could not utilise as the provider had already terminated the connection

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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20 minutes ago, dx100uk said:

the debt is solely made of monthly sums till the end of a contract which I did not and could not utilise as the provider had already terminated the connection

Trying not to be too ignorant, so my reason to dispute the debt is this quote?

 

Thanks,

 

jasonaaa

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that will do

 

and the bit there about paperwork already.

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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Looking for some more help and advice please on this matter.

 

Sent reply to Letter of Claim, (it came 04/07/19 not 04/04/19) on 29/07/19 as suggested and got reply as per scan 0039. They replied 31/07/19 with the account was suspended until Lowell Solicitors got a reply from Vodafone (Attachment 0039).

 

Just received a letter from Lowell Solicitors, dated 22/08/19 (Attachment 0040). It only had copies of statements from Vodafone for February 2014 to June 2014 included, no copies of the Notice of Assignment.

 

What, if anything do I need to do next?

 

Thanks in advance of your help.

 

 

 

 

Thanks for your patience.

 

Response to Pre-Action Protocol.pdf Pre-Action Protocol Receipt.pdf

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thread tidied.

 

£500 airtime, what were you on to india for several hours then..

 

I cant honestly see them trying this on in court

they know if defended properly they don't stand a chance.


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Ha ha, it was 5 numbers on one account. I was paying for my wife and kids. Became ill couldn't pay, tried to negotiate and the rest is history. Anyway we will see what happens next. Hopefully nothing. 

 

Thanks so much for the advice and patience. Very much appreciated. 

 

Regards

 

Jason

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