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jasonaaa

Lowell Solicitors - PAP Letter of Claim - vodafone debt

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Hi,

 

I defaulted on a Vodafone contract, the default date is 02/08/2014, the amount at that date was £1389.92.

 

Lowell Portfolio 1 Ltd now have the debt and it was passed on to Lowell Solicitors who have sent me a Letter of Claim - 30 days to Prevent Legal Action.

The 30 days is from 04/04/2019.

Over the years I have ignored this debt and have received occasional letters asking for the money which I have ignored.

 

Should I risk ignoring this and hope nothing happens and in 13 months the debt become statute barred due to being 6 years old?

Or

should I reply to the letter of claim

complete Section 1 Box C stating 'I don't know whether I owe the debt'

 

then Section 4 Box I stating 'I need more documents or information', and asking for copies of the written contract for the debt, a full statement of account, a calculation of interest claimed a copy of the notice of assignment of the debt and any other document you may suggest I ask for?

 

Thanks in advance for any advice you can give.

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follow post 4 here.

 

dx

  • Thanks 1

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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the debt is solely made of monthly sums till the end of a contract which I did not and could not utilise as the provider had already terminated the connection

  • Thanks 1

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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20 minutes ago, dx100uk said:

the debt is solely made of monthly sums till the end of a contract which I did not and could not utilise as the provider had already terminated the connection

Trying not to be too ignorant, so my reason to dispute the debt is this quote?

 

Thanks,

 

jasonaaa

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that will do

 

and the bit there about paperwork already.

  • Thanks 1

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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