Would the following be okay for a short letter?
I purchased the above policy from you on [date] in connection with a finance agreement referenced above.
I believe I was mis-sold this policy for the reasons given below and wish you to investigate my complaint according to your normal complaint procedures.
I was not told that the insurance was optional and I was led to believe my application for credit would be rejected if I did not take out the finance.
If my complaint is upheld, I require a refund of all premiums paid to the policy, plus any additional interest charged to me because of the PPI.
I would also like to claim statutory compensation in view of the fact that I have been deprived of the use of this money.
Please now investigate my complaint within the eight weeks allowed to you.
Last October, I took out a phone contract with EE, purely because of the free watch and wireless charger that you would receive with it.
However, as I never received it and as EE kept fobbing me off, I stopped paying in February. EE have just closed my account and sent me a final bill.
I've had several arguments with their poor executive care team who have repeatedly fobbed me off, I still haven't got the goods and they say they can't check anything in regards to the status of the free items.
Surely this is a breach of contract? I've informed them of that several times and they now say it's at deadlock and to go to the Ombudsman, I'm not paying the bill so not sure what to do.
I purely took out that contract for that reason, otherwise I wouldn't have ordered and to me it's mis-selling and a breach of contract.
I have read a few threads and it seems the new one is ABu Dhabi City Bank are using Moriarty law.
Today I received a letter from them in the same format as other on here, the letter is very sketchy with dates and no evidence of signed agreements, copies of statements etc.
The letter does state it’s a PAP which I need to reply within 30 days, however I left January 2011 and this is the first contact I have had from anyone regarding the alleged debt, can you use the 6 year statute barred rule on this?
thanks in advance.
Don't touch them owe me £500 since January 2019 make excuse after excuse. Seem they always have software problems sending money out. Keep saying they will call back or email nothing been chasing it now for 6 mths the phone staff always have the same banter we will chase it up and get back to you then nothing!