Jump to content


  • Tweets

  • Posts

    • Public backs debt enforcement to support vital public services - survey | CIVEA View the full article
    • so they have sent me another letter of claim, still addressed to Ms not Mr   
    • those figures I gave were the projected costs of Brexit with a deal   Since then there is much to add - for starters   * the £7-10BILLION a year in extra customs paperwork/red tape cost - split between industry (passed on to the customer/taxpayer) and the taxpayer   * The extra cost OF tariffs which wasn't included   "Under the new arrangements introduced as part of the government £705 million spending spree to develop the UK's borders after Brexit, traders could be inundated with 215 million pieces of paperwork every year, the FT suggests.   The paper also estimated companies could face a £32.50 surcharge for processing each customs declaration.   A 230-page blueprint released by Downing Street detailing how the customs system would work showed that hauliers will have to submit a customs declaration form for exports before heading to any British port from January 1. The same will apply to lorries carrying goods into Britain from July 1."     Example Car of manufacturers Car manufacturers are (limited) guaranteeing orders placed prices for a certain time period, eg ordered by end of october this year; will be honoured - but many of these 'offers' exclude any extra tariff costs which 'will be billed separately..   IE: "Jaguar has confirmed it will not backdate tariff costs on cars that are registered before 31 December, guaranteeing prices at that date. This is slightly different to guaranteeing prices at the point of order, since registration can be delayed until significantly after the order date. It appears that cars ordered very close to the EU exit date may risk not being protected by the offer, making their buyers vulnerable to extra bills."   "Ford adopts a similar position to the Volkswagen Group, stating that all prices on orders will be guaranteed, except in the case of tariffs. If tariffs are applied, Ford said these will be passed onto the consumer"   Many others (PSA,smart,etc) have declared tariff costs will be passed on   Toyota and Nissan (and Rolls Royce and Bentley) have not declared their tariff cost intents as far as I am aware, but Toyota have declared to the asian nikei that Brexit could result in them leaving the UK in 2023 and Nissan has said that UK manufacturing is 'unsustainable' under a no deal Brexit with as little as 10% tariffs   https://www.autocar.co.uk/car-news/industry/how-car-firms-will-alter-their-prices-post-brexit  
    • Yes in terms of the SAR, you will probably have to begin again. Of course you shouldn't have to and in fact the new owners of the business should be assuming all of these responsibilities – but I suppose the most prudent thing to do is to begin again. Send an SAR today. However, what I don't understand is why you are sending a subject access request with a clear 30 day statutory deadline – and then when the deadline passes, you do nothing. What's the point? I'll huff and I'll puff… and then I'll come back and do some more huffing and puffing – and then maybe I'll come back and do some more…
    • Morning  I’m just about to send my SB letter with copies from the general form of judgment x 3 when I won the case years ago can you just confirm for my worries, the SB letter says  The last payment or acknowledgment of this debt was made over 6 years ago etc is claiming PPI not acknowledging the debt and starting it over again?  thanks MJ   
  • Our picks

    • @curryspcworld @TeamKnowhowUK - Samsung 75 8K TV - completely broken by Currys. https://www.consumeractiongroup.co.uk/topic/426151-samsung-75-8k-tv-completely-broken-by-currys/&do=findComment&comment=5069075
      • 4 replies
    • @skinnyfoodco Skinny Foods. https://www.consumeractiongroup.co.uk/topic/426130-skinny-foods/&do=findComment&comment=5068996
      • 8 replies
    • I’m in desperate need of help
       
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
       
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
       
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
       
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
       
      I’m literally at the end of my tether and don’t know where to turn next !
       
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
    • In desperate need of help. https://www.consumeractiongroup.co.uk/topic/425244-in-desperate-need-of-help/&do=findComment&comment=5067040
      • 29 replies

Please note that this topic has not had any new posts for the last 446 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

On 03/07/2019 at 12:52, schwepppes33 said:

I don't want to ignore them. I want them to stop.  I want to sue them, and will do so.

 

I have no idea what the debt refers to. All I know is the debtor falsely registered himself as living at this address - his neighbouring address and then moved out. 

 

 

You mention that the debtor had lived at a neighbouring address and that whilst at that property, he  falsely 'registered himself' as living at your address. He then moved out. 

 

What exactly do you mean by him 'registering himself' at your address? For example; did he register himself as living at your address on the electoral roll? Did he perhaps register a vehicle at your address? 

 

Secondly, there should have been previous correspondence from the creditor (who we are assuming is either a local authority or possibly HMCTS (if the debt is an unpaid court fine). What happened to any previous correspondence?  

Edited by Bailiff Advice
Link to post
Share on other sites

We have no idea how he fraudulently used the address as we don't know what the debt is for... it could be DVLA, or any number of things. I know it is not electoral roll because the council send me the electoral roll stuff to update and whatnot every year and he has never appeared on this information.  We know he has fraudulently used the address but we do not know what exactly he has used the address for.

The reason we made a subject access request was, in part, so we could find out what exactly the debt relates to. If we had judgment details it would be easy to fix by simply informing the court.

 

Of course as the council and bailiff have both failed with the SARs this is one reason we are taking legal action - not only did they not provide us with this data but they didn't actually respond to the SARs at all. It's pretty hard to correct incorrect information if no one will tell you WHAT is incorrect.

Previous correspondence was returned to sender. At one point I hand delivered to the council headquarters reception 11 pieces of mail sent by them to him at my address which all arrived at once explaining to the receptionist this person does not live here, and your own records show I am the sole occupier.
 

Link to post
Share on other sites

I think you need to get off the for a couple of days. Then come back and in plain language tell us what the problem is.

 

At the moment, it sounds a bit like gibberish, just what the problem is mind, none of the suedo legal nonsense.

 

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites

Rather than trying to belittle the OP, reading the thread properly allows you to see the issue.

 

Someone has used the OP's address fraudulantly - my guess is that he told the council he had moved and used the OP's address as the 'new' address.

 

The OP doesn't know what the debt is for, but as it's the council it's likely to be either council tax, a benefit overpayment or some sort of service charge. End of the day, it doesn't really matter which as the OP doesn't owe it.

 

The OP has repeatedly told the bailiff and the council that the debtor doesn't live there and provided proof of their own residency yet the council continue to pursue the debt and the OP is getting pretty pee'd off about it, as you would expect.

 

The advice here should be to reassure the OP that the bailiff cannot enforce as the debtor doesn't live there. The OP doesn't need to engage with the bailiff and any goods outside cannot be touched as they don't belong to the debtor. The OP can happily wave at the bailiff through a window and tell him to jog on.

 

It's pointless complaining to the bailiff as we all know. They will just file it in the shredder. The complaint must always be directed to the creditor, especially if they are a public body.

 

The OP needs to contact the CEO of the council with a stage one complaint, and copy their local councillor and MP into the complaint. The OP needs to stop wasting money on solicitors as, generally, high street solicitors know little about the legislation governing bailiffs and fly off into unnecessary tangents looking to line their own pockets. The OP needs to suggest in their complaint that a goodwill gesture of say, £500, be paid for the stress they have suffered due to the council's incompetence. The complaint should be to the point avoiding unnecessary reference to CIVEA guidance, GDPR and so forth.

 

Go through the official motions in a level-headed way, leave a paper trail and don't even speak with the bailiff.

 

I would've expected better from this site.

Link to post
Share on other sites
20 hours ago, schwepppes33 said:

sWe have no idea how he fraudulently used the address as we don't know what the debt is for... it could be DVLA, or any number of things. I know it is not electoral roll because the council send me the electoral roll stuff to update and whatnot every year and he has never appeared on this information.  We know he has fraudulently used the address but we do not know what exactly he has used the address for.

The reason we made a subject access request was, in part, so we could find out what exactly the debt relates to. If we had judgment details it would be easy to fix by simply informing the court.

 

 

 

There has been a lot of reference on this thread to 'fraudulent' use of your address by a previous close neighbour. My guess, is that there is no fraud at all and it is a very simple matter of a mix up with the registration details of a motor vehicle. It happens very often indeed where a simple mistake is made with the house number of a particular road. 

 

As you have said earlier, you took 11 items of post to the council. With one parking contravention there would be 3 separate notices from the councils (Penalty Charge Notice, Charge Certificate and Order for Recovery). There would also be correspondence from the enforcement company. 

 

As you are not the debtor, an SAR request for another persons details would not be possible. 

 

It is worth making one further point. A person does not need to actually LIVE at a property to have a vehicle registered at a specific address. That is a fact. Therefore, your reference to you receiving single person discount, would not apply. 

 

You are under no obligation to allow a bailiff into your home and frankly, I would suggest that you do not waste money on solicitors. I would suggest that a honest mistake has been made. Nothing 'fraudulent' at all. You have made the council and bailiff company aware of the position, I would simply leave it at that. 

Edited by Bailiff Advice
Link to post
Share on other sites

I appreciate that is not the advise that most people would give and I will likely be criticised, but here goes:

 

I would suggest that if any further post arrives for this person that you open it. That way, you will at least know what the debt relates to and you can come back to this thread and one of us will advise you of the steps that you should take. 

Link to post
Share on other sites

Just to be clear. There is no fraud here, not by any definition and by any of the parties involved.

 

I suspect the OP has not been forthcoming with the EA, and has therefore led them to believe the P resides there.

 

Whoever is, or is on the council list has nothing to do with who is residing at the address. The EA will want to ensure that the debtor is not using the address as a place of abode.

 

Deafness on is own does not render anyone as vulnerable.

 

I do not see how the EA calling at your address can be any of the things you accuse them of, and furthermore neither will any court.

 

If you think you are being harassed we can advise, however as for taking action, there is no cause I am afraid.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites
2 hours ago, otterlyendo said:

Rather than trying to belittle the OP, reading the thread properly allows you to see the issue.

 

Someone has used the OP's address fraudulantly - my guess is that he told the council he had moved and used the OP's address as the 'new' address.

 

The OP doesn't know what the debt is for, but as it's the council it's likely to be either council tax, a benefit overpayment or some sort of service charge. End of the day, it doesn't really matter which as the OP doesn't owe it.

 

The OP has repeatedly told the bailiff and the council that the debtor doesn't live there and provided proof of their own residency yet the council continue to pursue the debt and the OP is getting pretty pee'd off about it, as you would expect.

 

The advice here should be to reassure the OP that the bailiff cannot enforce as the debtor doesn't live there. The OP doesn't need to engage with the bailiff and any goods outside cannot be touched as they don't belong to the debtor. The OP can happily wave at the bailiff through a window and tell him to jog on.

 

It's pointless complaining to the bailiff as we all know. They will just file it in the shredder. The complaint must always be directed to the creditor, especially if they are a public body.

 

The OP needs to contact the CEO of the council with a stage one complaint, and copy their local councillor and MP into the complaint. The OP needs to stop wasting money on solicitors as, generally, high street solicitors know little about the legislation governing bailiffs and fly off into unnecessary tangents looking to line their own pockets. The OP needs to suggest in their complaint that a goodwill gesture of say, £500, be paid for the stress they have suffered due to the council's incompetence. The complaint should be to the point avoiding unnecessary reference to CIVEA guidance, GDPR and so forth.

 

Go through the official motions in a level-headed way, leave a paper trail and don't even speak with the bailiff.

 

I would've expected better from this site.

Thanks for your concern. If you read he thread. you will see that the points you raise have already been suggested to the OP, his response has been that he just wants to sue.

 

If you have complaints about people who are trying to advise, please contact admin.

 

 

DO NOT PAY UPFRONT FEES TO COLD CALLERS PROMISING TO WRITE OFF YOUR DEBTS

DO NOT PAY UPFRONT FEES FOR COSTLY TELEPHONE CONSULTATIONS WITH SO CALLED "EXPERTS" THEY INVARIABLY ARE NOTHING OF THE SORT

BEWARE OF QUICK FIX DEBT SOLUTIONS, IF IT LOOKS LIKE IT IS TO GOOD TO BE TRUE IT INVARIABLY IS

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...