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DaveMcDaveson

PRAC/BW PAP Letter - Instant Cash Lones LTD t/a Pay Day Express debt - ID Theft?

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With the data on that form they could fit you up, and make the data fit their purpose, these DCAs should be prosecuted for fraud, but they seem to be immune to having collars felt, along with dodgy solicitors.


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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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i've just spoken to a manager now, they have removed the DOB i provided them earlier with my passport from the account and re-instated the original DOB.

 

The manager is happy that this is the case of a mistrace.

Although isn't sure how it happened.

 

Name spelt slightly different

birthday 10 years and 2 month's out but same date of the month.

(He wouldn't actually give me the DOB he said he can't because of GDPR but I can assume it's one of two dates because it has to be someone older than me not younger as they wouldn't have been 18 in 2013. 

 

But yes, he's said that I don't need to worry about anything they're going to send it off for a re-trace. 

Is this something I can trust him with or do I need to do anything else?

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Keep an eye on your credit files, and if they do issue a claimform "in error" come back here DX will probably have some further advice.


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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Raise a formal complaint... Get a deadlock letter... Refer to FOS and ICO... 

 

Compo inbound because they were prepared to take you to court over a mis trace... This could all have gone seriously wrong... 

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**Fko-Filee**

Receptaculum Ignis

 

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Ouch GDPR breach fkofilee is correct it could have ended with a wrongful CCJ and all the hassle that would entail,


We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Wouldn't it just be sweet justice if they had to pay compo to you for the mistrace / DPA issues... Then couldn't take another individual to court in time and it was Stat Barred by the time they had lined their ducks up... 

 

No further comment need be made... 

If you want me to help you draft something... Please do let me know 

 

 


 

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**Fko-Filee**

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Should be good,  I'll write a formal complaint letter tonight and send it here also but I think I'm good now.

 

Thanks for the advice guys and gals!

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You are welcome... Please consider a donation to the site to help us keep running the great community 😊👍


 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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2 minutes ago, fkofilee said:

You are welcome... Please consider a donation to the site to help us keep running the great community 😊👍

image.thumb.png.16a6f29f1cfced0a6e5dc193f2673822.pngI would love to donate but see above

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hope you recorded those calls?

did you get him to put this in writing to you?

else a complaint aint going nowhere which is why we say NEVER EVER phone a DCA or their minions.

they'll just deny all of it.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Is the donation link better now??


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