Contact the process server or creditor trying to make you bankrupt. Provide them with your contact information. Get them to write to you, with details of their current proposals of dealing with the situation.
In the meantime, try to obtain some local advice about all aspects.
The important thing is what actions you can take that will allow you to move on and not have this mess to worry about.
I have had a letter from Debt Recovery Plus today (redacted copy attached)requesting a payment of £140 and saying they will advise their client (ParkingEye) to take Court action if I don't pay up by a date in early March. Do I still sit on my hands ?
ParkingEye Debt Recovery Plus letter, 19-02-2020.pdf
Don't read horror stories online as they will mostly give you a pessimistic outlook.
With tax credits, if you fail to report changes, once you get around to report the changes, they will calculate the overpayment. They will then send you a letter confirming how much you owed. The letter will ask you to phone them to discuss repayment options and you just go through all of your current information to work out the best way forward. Usually, you just enter into an arrangement to make affordable repayments over a long period, if the amount is quite large.
So please do not worry. The situation is not as bad as you currently think. There are thousands of other people who go through the same process every year. This is a failure to manage your administration and not anything which would mean any action apart from repaying the overpaid amount.
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/